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Real property can only be held in two forms other than sole ownership,in Colorado, Joint Tenancy and Tenancy in Common. The partitioning of the property depends upon how it is deeded. Be that as it may, if the surviving spouse wishes to retain the property they would in most cases only need to continue paying as agreed in the original lending terms. Although most lenders reserve the right to request refinancing of the property or the acceleration of repayment (seldom implemented) depending upon the financial status of the surviving spouse.

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Q: Can the surviving spouse forfeit the home if she cannot afford the debt and the title was solely in the name of the deceased spouse in Colorado?
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