Yes, but you will need to look at your policy to determine if there is a specified time period that you must report claims. Regardless, the carrier will want an explanation as to why it took you so long to report it.
In the UK I believe it is 3 years.
Aged Trial Balance report. A report used in healthcare finance to summarize outstanding accounts receivables based on the "age" or amount of time that has elasped from the time of initial billing of the claim
Assuming only your vehicle was damaged and no one was hurt and you are asking about the time limit to report the accident to your insurance company. Then: The time limit or rather the statute of limitations in Pennsylvania to report damage to your auto in the form of a claim to your insurance company is 2 years. After that the insurance company can and will deny your claim and you will have to pay out of pocket to have it fixed.
You can certainly report it. The police won't waste time investigating. Your insurance company will probably not process the claim since you didn't report it when it happened, but they might pay. So they can reject the claim because it is late? Is this likely?
Most policies state that you agree to report the claim as soon as possible after the incident. A general rule of thumb is 30 days. As far as what will happen if you don't report it depends on the circumstances. Most policies state you agree to report all accidents. However, if it's damage to your own vehicle in a single car accident and you have no collision coverage and you and no passengers were injured, there really is no claim to make under the policy because there is no coverage to pay for the damages. If you do call your insurance company to report it, they will simply mark the file 'report purposes only' and it will never be an open claim. If later on you add collision coverage to your vehicle and then try to claim that old damage under the newly added collision coverage, it would be considered fraudulent. If you want to make a claim for an accident that you previously had not reported, it's best to call and make the claim and let the adjuster determine if the claim is still valid under the state laws and if they will honor the policy contract even though you didn't report it in a timely manner. There is a statute of limitations in which you have a certain time frame in which you can file a claim for damages or bodily injury. The time frame varies by state.
If you have to file a claim on that child they can request that you 'prove' they are a full time student. I had to do this periodically without a claim while our daughter was in college. And if you cannot prove it that child will have no coverage.
Most insurance companies require a report within 30 to 60 days. However, it is best to report ASAP as the longer you wait the company may get suspicious and take longer to process your claim.
Of course not. The date and time that you took out the insurance policy is the earliest time that coverage starts. You cannot make a claim that occured before the coverage started. If you lie on the application or on the claim report whether verbal or written you have committed insurance fraud and are subject to prison and large fines.
Yes.. but make sure you have good documentation with dates on the accident reports.
The parent that has the child 51% of the time gets the claim. You can merely report it to the IRS if this is not the case.
For insurance companies to adjust your claim they are entitled to check certain legal documents. Requesting bank/ credit information could be a legitimate request to substantiate your claim (for example: how much you paid for the vehicle), or it could be a way to delay processing your claim to give the claim adjuster more time to further investigate the claim.
No he didnt he didnt have time for a family