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Can we have credit card without having bank account?

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Gennaro Schmeler

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4y ago

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Q: Can we have credit card without having bank account?
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Is a credit card needed to sign in to Bank of America?

No, a credit card is not needed to sign into Bank of America. One can have a checking account, a savings account, or other business with Bank of America without having a credit card.


Is bank account is compulsory for obtaining a credit card?

Maintenance of an account in the bank which has issued the card is not a pre requisite for applying for a credit card. Having an account with the card issuing bank is essential for debit cards. Nandkishore Sharma


Can a Canadian citizen apply for a US credit card?

yes. like having a CIBC account in Canada can help you to get a credit card from Bank of America, what you have to do is to open an account in Bank of America and transfer your paychecks for deposite directly into your bank account.


Can you get car insurance without a bank account?

Yes. Having a bank account is not a prerequisite for obtaining auto insurance coverage.


where can I cash a disability check, without having a bank account?

Open the bank account or go and remove your hair to do this job


What is meant by ecs code in bank?

ECS stands for Electronic Clearing System. It is the system by which money can be credited/debited from a bank account by a bank. Let us say you want to apply for a loan with ABC Bank, they will get the details of the bank with whom you already have an account and then ask you to fill up an ECS form using which ABC bank can debit (take out) the money due to them as part of the monthly loan repayment automatically from your account without you having to make a trip to the bank to deposit the money against your loan account. The same is applicable for salary credit into your account too. If you submit an ECS form to your employer with your bank details they can directly credit your salary every month without you having to receive a paper pay-check and deposit it into your account manually. The ECS Code is the code that is specific to a bank branch. Without this code, ECS transactions cannot be done.


Can I have an m and t credit card without having any other accounts at m and t?

No reason why not - so long as you pass their credit checks, and they can verify your home address and that your bank account exists.


Can make a PayPal account without using credit or debit cards but using saving bank account?

Yes you can.


Can you purchase a cashier's check at Chase Bank without having an account?

No


Were can you get a free cell phone without a credit card or bank account?

get one from a friend.


Where can one open a bank account requiring no credit check?

A chequing bank account can be opened without a credit check at almost every major bank. This includes Toronto Dominion Canada Trust, Bank of Montreal, CIBC, and any others.


What is ecs in banking system?

ECS stands for Electronic Clearing System. It is the system by which money can be credited/debited from a bank account by a bank. Let us say you want to apply for a loan with ABC Bank, they will get the details of the bank with whom you already have an account and then ask you to fill up an ECS form using which ABC bank can debit (take out) the money due to them as part of the monthly loan repayment automatically from your account without you having to make a trip to the bank to deposit the money against your loan account. The same is applicable for salary credit into your account too. If you submit an ECS form to your employer with your bank details they can directly credit your salary every month without you having to receive a paper pay-check and deposit it into your account manually.