I assume that you are referring to your commercial auto policy. You can add coverage for non-owned auto coverage on the policy. However, you are not covering their vehicles, you are providing excess coverage to protect the business only from liability. They are still required to have their own insurance and this coverage will pay any loss above their underlying coverage for an accident that occurs while working. It will not pay for damage done to your employees vehicle in any case.
Only if you are re-embursed for your expenses.
form_title=Business Auto Insurance form_header=Business auto insurance covers vehicles used for all types of business purposes. Hit the road today with the right insurance plan for your business. How many autos will be insured?=_ How is this vehicles(s) used in normal business practices?=_
Mileage reimbursement is not provided to employees when using company-owned vehicles. Mileage reimbursement is usually offered to employees who must use their own personal vehicles for travel on company business.
An "endorsement" is an addition to your drivers license. A few endorsements can include a motorcycle, vehicles with air brakes, etc. It varies from state to state how your division of motor vehicles displays or processes it.
A Business owners package policy should cover your studio for some property and the liability of your product and premesis. You might need to add on property coverage for your products if they are expensive or you maintain a lot of inventory and I would be careful about how you value it for insurance purposes. If your business has employees you need work comp, if you have vehicles for the business you need to get commercial auto insurance.
For-hire endorsement for non-CDL commercial vehicles (limos, taxis, livery, etc)
Does cvs employees gets discount on new vehicles or demos
You may only have one license. If you have a Class A CDL, you can operate a vehicle requiring a Class B or Class C CDL, so long as you have any endorsements necessary for the vehicle type (e.g., tank endorsement for tank vehicles, passenger endorsement for passenger vehicles, hazmat endorsement for vehicles hauling hazardous materials, etc.).
In the CDL handbook. Doubles and triples endorsement is nothing more than a rehash of the Combination Vehicles written test.
You must have adequate coverage regardless of whether or not the vehicle is commercial or not. If you're a business person then insurance upon your vehicles is often a tax deductible business expense so long as you're definitely using the vehicles for commercial purposes.
Your company needs commercial auto insurance if there are any vehicles being driven for business purposes. This includes rental vehicles, employees using their vehicles, or vehicles the company owns. Normal commercial auto insurance limits are $1,000,000 per occurence covering both bodily injury and property damage. (BI/PD). Physical damage coverage, towing, and rental car coverage can also be added. Commercial auto insurance only costs slightly more than personal auto insurance and is a good investment to help you protect your company if any vehicles are used in the course of your operations.
No.