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Divorce Decrees never supercede the original card holder contract. If it was a joint account, you better find a way to get your name off of it before it gets ugly. Doesnt matter what the judge rules...the creditor can still sue you if you dont continue the Terms of the Contract.

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Q: Can you be held responsible for credit card debt even if divorce decree states that you are not responsible for paying it?
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If You cosigned for a car loan with an ex who is killing your credit by not paying on time and you have E-mails where he states he will refinance and you are still waiting is there any help?

You are responsible for paying the loan until he refinances. If he is in violation of a court decree that ordered him to refinance, such as a divorce decree, you can file a contempt in that court. If you weren't married you could try suing in civil court but the judgment will only be against him. The court cannot remove your name from the obligation of repaying the loan.You are responsible for paying the loan until he refinances. If he is in violation of a court decree that ordered him to refinance, such as a divorce decree, you can file a contempt in that court. If you weren't married you could try suing in civil court but the judgment will only be against him. The court cannot remove your name from the obligation of repaying the loan.You are responsible for paying the loan until he refinances. If he is in violation of a court decree that ordered him to refinance, such as a divorce decree, you can file a contempt in that court. If you weren't married you could try suing in civil court but the judgment will only be against him. The court cannot remove your name from the obligation of repaying the loan.You are responsible for paying the loan until he refinances. If he is in violation of a court decree that ordered him to refinance, such as a divorce decree, you can file a contempt in that court. If you weren't married you could try suing in civil court but the judgment will only be against him. The court cannot remove your name from the obligation of repaying the loan.


How can you pay off a debt your ex is responsible for in the divorce decree to free your credit and keep them legally obligated to repay you?

The only option I believe you would have, is to sue your ex for the money you spend paying off his/her financial obligations. It would seem to me, if the person will or can't pay the creditors. It would be highly unlikely you would be able to recover your money either.


When using a credit card you are responsible for paying back the original amount of your purchase plus?

interest


Can you send credit from someone to someone else?

No, you can not give credit that you have to someone else. You can loan someone money or your credit card, but you are still responsible for paying the credit card company back.


Are the heirs responsible for credit card debt in the state of pa?

Not on a personal level. Typically the estate is responsible for paying the debts, including the credit cards. If an heir co-signed any paperwork regarding the credit card, they may be held liable.

Related questions

My divorce decree relieved me from the mortgage but now I am being held responsible. What can I do?

Divorce decrees are not binding on banks. If you signed for the line of credit the bank can hold you responsible for paying it. In a situation such as yours, this issue should have been addressed by having the spouse refinance the loan in their own name and pay off the existing mortgage that you signed. That should have been incorporated into the divorce decree. You should calll the attorney who handled the divorce to see what your options are now.


If You cosigned for a car loan with an ex who is killing your credit by not paying on time and you have E-mails where he states he will refinance and you are still waiting is there any help?

You are responsible for paying the loan until he refinances. If he is in violation of a court decree that ordered him to refinance, such as a divorce decree, you can file a contempt in that court. If you weren't married you could try suing in civil court but the judgment will only be against him. The court cannot remove your name from the obligation of repaying the loan.You are responsible for paying the loan until he refinances. If he is in violation of a court decree that ordered him to refinance, such as a divorce decree, you can file a contempt in that court. If you weren't married you could try suing in civil court but the judgment will only be against him. The court cannot remove your name from the obligation of repaying the loan.You are responsible for paying the loan until he refinances. If he is in violation of a court decree that ordered him to refinance, such as a divorce decree, you can file a contempt in that court. If you weren't married you could try suing in civil court but the judgment will only be against him. The court cannot remove your name from the obligation of repaying the loan.You are responsible for paying the loan until he refinances. If he is in violation of a court decree that ordered him to refinance, such as a divorce decree, you can file a contempt in that court. If you weren't married you could try suing in civil court but the judgment will only be against him. The court cannot remove your name from the obligation of repaying the loan.


Your ex -husband using credit card and not paying which effect your credit you been divorced since 1999?

Notify the Credit Card Company IN WRITING - NOT VIA PHONE OR INTERNET of the date of your divorce (they'll probably want you to send them a CERTIFIED copy of the divorce decree).


Do you have to pay back child support if you and your wife divorce?

If there is a support order in affect the obligated parent is responsible for keeping payments current and paying any arrearages. If the order was mandated after the divorce decree and the couple lived separately there may still be arrearages for support that the non custodial parent is responsible for paying.


Is there a time limit on money awarded in a divorce judgment?

Generally, no. A divorce decree sets forth the provisions of the decree as a court order. A party cannot get out of paying simply by waiting. The party to whom the money is owed can file a motion for contempt at any time.Generally, no. A divorce decree sets forth the provisions of the decree as a court order. A party cannot get out of paying simply by waiting. The party to whom the money is owed can file a motion for contempt at any time.Generally, no. A divorce decree sets forth the provisions of the decree as a court order. A party cannot get out of paying simply by waiting. The party to whom the money is owed can file a motion for contempt at any time.Generally, no. A divorce decree sets forth the provisions of the decree as a court order. A party cannot get out of paying simply by waiting. The party to whom the money is owed can file a motion for contempt at any time.


Your ex-husband is responsible for the back taxes and you have the divorce decree to prove it but if you file your taxes the IRS will take your because he is not paying what can you do about this?

File injured spouse forms to separate your tax liability from his.


How do you get a vehicle back from your ex-husband if it is still in your name and its payments are not being made?

If its in your name (and the car was NOT awarded to him in the divorce decree) you could go to the police and report it stolen. If in your divorce decree it says he's supposed to pay for the car then you could take him to court because it will show up on YOUR credit if he's not paying.


What is meant by the term texas divorce?

The term a "Texas divorce" means no-fault divorce. Which means neither party is responsible for the divorce, so no party is responsible for paying alimony.


Is your ex responsible for half of your medical expenses incurred while you were married if the bills came after your divorce?

Generally such issues are decided before the final decree is granted and usually it is not possible to have the decree amended. If there are no terms for such issues included in the divorce decree the matter usually needs to be determined in a lawsuit against the non requesting party if an equitable agreement cannot be reached otherwise.


If a divorce decree says you have to pay child support until your child is 18 can you now stop paying?

See link


Can you go on vacation overseas while paying child support?

Absolutely, provided there is nothing in the divorce decree prohibiting travel.


How can you pay off a debt your ex is responsible for in the divorce decree to free your credit and keep them legally obligated to repay you?

The only option I believe you would have, is to sue your ex for the money you spend paying off his/her financial obligations. It would seem to me, if the person will or can't pay the creditors. It would be highly unlikely you would be able to recover your money either.