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Not on a personal level. Typically the estate is responsible for paying the debts, including the credit cards. If an heir co-signed any paperwork regarding the credit card, they may be held liable.

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Q: Are the heirs responsible for credit card debt in the state of pa?
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Are you responsible for your deceased parent's credit card debt?

If the estate has any assets, the estate should pay for the debt before anything is passed on to the heirs. If there are no assets the credit card company will just have to write it off. You are not held responsible unless you co-signed for the card.


Who is responsible for credit card debt after death in Louisiana?

The debts are paid from the deceased's estate, before the heirs inherit what's left (if anything). Debt is not inheritable though, so if the estate isn't enough, the heirs are not responsible for the remainder.


Who is responsible for credit card debt if your spouse dies and the credit card is in his name only?

It all depends on what state you live in. Contact the credit card companies they can tell you


If surviving spouse is insolvent is she responsible for credit card debt in Arizona a communty property state if her name was not on credit card and she never used credit card?

The estate is primarily responsible. However, a spouse is normally considered to benefit from such debt and can be held responsible.


Who is responsible for credit card debt when a person dies in New York State?

If the person left a Will then Probating the Will will pay all debts the person has left behind and what is left in the Estate (is called 'residue) and this is what is left for the Heirs in the Will. If the person dies without a Will whatever they have is sold and debts paid off, but it's not up to next of kin (unless their name is on the credit card application) to pay the debt. Example: If a husband passes away and the husband and wife's name is on the Credit Card (it usually is) then the wife is responsible for the Credit Card debt.


In Rhode Island is the wife responsible for her husband's credit card if she is an authorized user of the credit card?

No, Rhode Island is not a community property state and an authorized user is not responsible for the debt incurred.


In NY state are you responsible for credit debt when your father or mother pass away even if you are an authorized user?

No. Authorized users are NOT responsible for credit card debt, regardless of the state of residency.


Who is responsible for a deceased mother's credit card debt which is in her name only and property has transfer on death on dead avoiding probate?

The estate is responsible to pay outstanding debt before being distributed to the heirs.


If your wife gets a credit card and you am not a guarantor or signator for that card are you liable for the debt after her death in the state of Florida?

The actual account holder is the person who is responsible for the debt. If a married couple reside in a community property state, they are usually equally responsible for debts, including credit card accounts.


Who is responsible for credit card debt after death in the state of Illinois?

Actually, the answer is the credit card holder is responsible for the debt if single, otherwise the spouse may be responsible for a partners debts. If it was made while they were married, otherwise, the bank can't collect the debt.


Is a wife who is not a joint account holder responsible for her husband's credit card debt in Illinois?

Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.


Who is responsible for a deceased person credit card debt in North Carolina?

The estate is responsible for the decedent's credit card debt.