Actually, the answer is the credit card holder is responsible for the debt if single, otherwise the spouse may be responsible for a partners debts. If it was made while they were married, otherwise, the bank can't collect the debt.
Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.
Illinois has the worst credit rating in the Uninted State of America!
The estate of the deceased is responsible in Washington. The executor is responsible for listing all assets and debts. The debts are paid and anything left is distributed.
The citizens and the Executive branch of the Illinois government.
The actual account holder is the person who is responsible for the debt. If a married couple reside in a community property state, they are usually equally responsible for debts, including credit card accounts.
The estate has primary responsibility. But the debts of a spouse are a benefit to both of them, so both have the responsibility.
No. Authorized users are NOT responsible for credit card debt, regardless of the state of residency.
yes
Put a "fraud Alert" on all three of your credit bureaus including Chex Systems and Specifically state that you need to be on the phone to verify ID or physically present when applying/extending credit.
The Governor of the State of Illinois signs bills that the Illinois State Legislature passes into law.
Only if the couple resided in a community property state at the time of death.
You'd have to check your state laws.