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* Is at least 21 and a U.S. resident. * Does not suffer from a physical or mental infirmity which prevents the safe handling of a firearm. * Is not a convicted felon. * Has not within a three-year period preceding submission of the application been convicted of a crime of violence or committed for drug abuse or been convicted of a minor drug offense. * Has not been adjudicated guilty even with a suspended sentence for a felony or misdemeanor crime of domestic violence, unless three years has elapsed since probation or the record is sealed or expunged. * Is not a chronic or habitual drunkard. * Is not currently under any injunction restraining the applicant from acts of domestic violence or repeated acts of violence. * States that he desires a legal means to carry a concealed weapon or firearm for lawful self-defense. -http:/crime.about.com/od/gunlawsbystate/p/gunlaws_fl.htmFrom what it looks like, unless you're in a duty position which requires you to posses a handgun, you can not legally own a pistol under your name until you are 21. But from what I can tell, it is legal for you to posses a handgun, as long as the weapon isn't loaded or has easy access to ammunition. (Probably referring to the "3 steps" rule.) The 3 steps rule is basically a law where there has to be 3 steps into loading a firearm. If you had a weapon at your house, there would have to be minimum of 3 steps in order to load that weapon. So for example, opening the closet, then opening a case containing ammunition, then opening the box of ammunition could be considered 3 steps. I don't know if the same law applies to Florida however.

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Q: Can you buy a handgun in Florida at age 20 online and pick it up from an FFL or do you have to be 21?
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