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Can you cancel a policy that has lapsed?

Updated: 8/20/2019
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10y ago

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If thee policy has already lapsed, there is no active policy to cancel. It means that it is already cancelled.

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10y ago
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Q: Can you cancel a policy that has lapsed?
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What if someone dies and their policy lapsed can they pay policy up to date and get paid?

If they die after the policy lapses, then no payment is made. if the policy lapsed after the the person dies, then payment should be made to the beneficiary. mcdlife.com


How do you get refund from a lapsed policy?

Usually an insurance policy lapses when there is not enough premium paid or not enough cash value to keep the policy in force. So, if the policy lapsed, there is no refund owed to the policy owner if the policy had no "Return of Premium" or any cash value left. The premiums already paid into the policy were used to cover for the amount of time since policy issue until the moment it lapsed.


Does homeowners insurance cover theft if your policy lapsed?

No.


How to cancel my progressive policy?

If you ask your insurance company to cancel your policy, they will.


Why can't I cancel a policy that I am paying for on a spouse that I do not want?

If you cannot cancel a policy that you don't want that you are paying for on a spouse you need to contact the company which provides the policy. Most companies should allow you to cancel a policy.


How can you get insurance when it has lapsed and you didn't know it?

It really depends on how long your policy has lapsed, but there are insurance companies that will provide you with insurance coverage even with a lapse. Give us a call and we can get you a replacement policy. 847-444-2571, ask for LIZ.


Can you cancel a life policy that your ex wife has on you?

Only the policy-holder has the right to cancel. You have no say in the matter.


Can I cancel a policy that my exhusband has on me or have him to cancel it?

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Can you pay into an old policy if the policy holder died and the policy hasn't been paid in three years?

Most insurance companies wont allow a policy to be reinstaed after the policy has lapsed (or become paid up). once 13 months of premiums are missed usually the policy becomes lapsed and cannot be reinstated after this time.It is worth calling the customer reps for your insurance company who can confirm this.


If you have an accident and then reinstate your insurance are you covered?

If the accident occurred after your policy lapsed and before reinstatement, no, it won't.


Can your insurance company cancel auto coverage after you had an accident?

If you have an accident in the first 60 days of your policy,, Yes They can cancel your policy


Can a person cancel an auto insurance policy at any time from the date the policy is effective?

Yes. You can cancel at any time