You would need to discuss that with an agent from your insurance company. Only they are in any position to give you a definitive answer on this.
Past-due interest payments not paid after 3 months will void the policy
Call your lender or creditor and request a change of due date. Usually this is not a problem.
due date depends on the cycle date and the number of days each month, as long as you pay within the billing cycle the credit card company will not let you pay twice within a month but will bill you earlier next month.
The account would be 30 days past due if no payment is received by the next due date. So, for example, if you missed a payment for this month's due date, at the next due date you will be 30 days past due and owe two payments.
A life insurance policy is said to be "In Force" or "Active" if the policy holder makes all his/her premium payments on time. Insurance company's offer a grace period (Of around 30 days) from the due date of the premium and in that grace period too, the policy is considered to be Active. However, the moment the grace period is crossed, the policy becomes Lapsed/inactive.
A paid up insurance policy is a life insurance policy under which all life insurance premiums have already been paid, with no further premium payments due on the policy.
grace period
If the payment is received after the due date, late fees can be charged.
No, but you will need to make another payment or it is late. The bank will charge you a late fee if it goes past the due date. If you are having problems making the payment I suggest you call the card to see if you can lower payments or change the due date. Some cards/banks will work with you.
A conception date can never be 100% accurate
Yes they can still charge you if there is unpaid premium due from before the expire date of your policy.
Apparently, the telephone company received your payment after the due date. Statements usually specify a "Due by" date. If you are mailing in your payments, it is likely you are not mailing it early enough to beat the "Due by" date. You need to mail the payment 5 to 7 days before the "Due date" to allow sufficient time for delivery. Since the telephone company reported the late payment to the credit agency, it is very likely that your payments have been reaching them late pretty regularly.