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What else can I help you with?
What does each occurrence mean in liability insurance?
An occurrence is a loss, or a claim filed on the policy.
How do you fight a claim against your home owners ins?
That depends on what type of claim was denied and whether or not the loss was covered under the homeowners Insurance Policy. It would be an unwise and fruitless pursuit to sue the company over a loss that is clearly not covered under the policy.
Why do you need a homeowners insurance adjuster to file a claim?
You don't. The homeowner files the claim. The adjuster then reviews the claim to determine if it is in fact a covered loss under the terms of your policy.
When a claim is filed do you only get the amount of the policy?
You can only collect the amount of your actual loss but no more than the limits on the policy. If a person does not have enough limits on his policy and he hit you then you can sue him for more but you will not be able to collect the policy limits amount then still sue for the remainder of the loss.
Will an insurance company pay a claim that occurred during a covered period if you cancel the policy?
Yes, So long as the policy was not already canceled at the time of the loss.
What is statute of limitation to file fire loss claim for business building in Arkansas?
That will be based on the insurance policy. They typically specify the time frames in which a claim must be filed.
Will a prior insurance company cover a homeowners claim?
So long as you can establish the loss occurred during the term of the prior insurance policy, yes they will cover the claim.
What if your neighbors home burned and your home was damaged how can you make a claim with their insurance?
You don't need too. Just make your loss claim on your own homeowners insurance policy. If your neighbor is liable for your loss then your Insurance Company will subrogate the matter for you.
What is the meaning of term claim ratio?
I'm not familiar with the term "term claim ratio." Did you mean "claim loss ratio?" If so, a claim loss ratio is the ratio between the amount of claims paid to the amount of policy premium. This can be done on either an individual insured basis, or on an entire "book" of business. Hope this helps.
What can you do if your insurance agent changed insurance companies for your home owner's policy but forgot to include jewelry coverage and now that you need to make a loss claim you're not covered?
agent has and E&O policy (errors and ommissions) file the claim under that......
Do you need a lawyer to file a claim on home owners insurance?
No, If you are the insured and you have suffered a loss all you do is call your insurer and file a loss notice. If the loss is covered under the terms of your policy then your company will repair your damages. If you are talking about a disagreement with a claim that your company denied due to no coverage then you might seek the advice of an attorney, But just to file a claim no, you should not need an attorney. Remember that if it is your insurance policy then you are the insured. So to sue the company might require that you sue yourself, which is not possible.
Where can i get boat insurance after past claim?
No insurance for past claims, unless you had a policy during the time of loss that is now expired. Can sometimes be covered under a homeowners policy depending on the size of the boat.
