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You don't need too. Just make your loss claim on your own homeowners insurance policy. If your neighbor is liable for your loss then your Insurance Company will subrogate the matter for you.

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Q: What if your neighbors home burned and your home was damaged how can you make a claim with their insurance?
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What can you do if your neighbors dent your car?

File a report and insurance claim.


Can you claim on your insurance if a neighbors tree damages your house?

Probably. Contact your insurance. They may file against your neighbor's insurance.


Can you sell your vehicle with an insurance claim pending?

Selling your car with insurance claim pending, will simply null and void your insurance claim. Because your damaged car can be subjected to inspection by the Assessor of the Insurance Co. for assessment of the insurance claim any time.


Can you file an insurance claim with no damage?

Without anything damaged, lost or stolen there is nothing to claim.


Your home was flooded by a burst pipe from the neighbor upstairs how do you claim on his insurance?

file with your insurance company and they will deal with your neighbors insurance policy.


What can you do if your neighbor's dog damaged your property but he will not give you his insurance company's name?

If the dog did actual damage to your home, then you can contact your own home insurer and see if you can make claim that way. If the dog damaged a fence or a garden, your only recourse is to call the authorities or an attorney if the neighbors will not cooperate.AnswerIf you don't want to place a claim on your own insurance (and besides, you will have to pay for your deductible), try suing him in small claims court and then he can turn it over to his insurance company.


If the other persons car is damaged do you have to file a claim?

No, they will file a claim with their insurance company and their company will talk to your company. Assuming you swapped insurance details.


Should you report a claim with comprehensive insurance if only your car was damaged?

yes


Can you file an insurance claim for a damaged drain field?

If your drain field is covered on your insurance policy then you could certainly file a claim on it. Contact your insurer to determine if it is covered,


How long do you have to file auto insurance claim in MA?

If hit a tree and damaged my auto, how long do I have to report it to my insurance company?


If your neighbor's garage burned down and part of your fence was also burned but Nationwide Insurance Company said they will not pay you anything how can you get this replaced?

If it isn't covered by your insurance, then you have to pay for it yourself. Your neighbors are not responsible for the damage unless the fire was caused by neglegence and can be proven in court. It's unclear whether Nationwide is your insurance company or your neighbor's. If it's your, then you might ba able to file a claim through your neighbor's insurance. If not, you'll regretably have to sue the neighbor for the damages.


When a neighbor fence is blown down and both neighbors turn it in to insurance do both get paid by their insurance company and how should the bill be split?

No, That's illegal and a felony criminal act. If it is your neighbors fence and you filed a claim, you would be committing insurance fraud.