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Can you collect claims from your insurance and the other person?
Wiki User
∙ 13y ago
if your accident is severe enough and the other person is underinsured - then you could collect from their insurance (must be their policy limits) and your insurance under the "underinsured coverage" or UIM - Underinsured motorist
Wiki User
∙ 13y ago
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If you have no insurance and your car was hit while parked does the other person's insurance company pay?
It should. But it's much easier to collect if you have your own insurance.
How do insurance claims work for a person?
One can make an insurance claim by calling their insurance company. If a car accident is the reason one needs to make a claim a police report must first be made. Other insurance claims can often be filed at the insurance companies website.
Where could a person locate insurance claims adjuster jobs in their area?
There are a lot of tools out there that will help a person find a job. Especially if they are looking to find a job in the insurance area. These places are always hiring. Contact a local insurance agency and try to contact the head of the claims department. Some other sites that someone can use are; Geico, Monster, Allstate, Farmers, State Farm, Progressive, and Career Builder.
If you have an accident making a left turn on a green light and it was considered your fault but the person of the other car was not suppose to be driving is their insurance liable for your damages?
No. In this discussing this with another person we came to the conculsion that you are still liable for the damages. We did think that you could take them to small claims court to collect for damages since they were not suppose to be driving.
What are some reasons why car insurance differs from person ro person?
Zip Code where vehicle is garaged; owner's claims record; year and model of vehicle; amount of coverage; other insurance owner carries with same company
What are the most famous Nationwide insurance claims?
Insurance companies such as Nationwide, do not make their insurance claims information public. Nationwide is located in Columbus, Ohio, and has an excellent reputation among st other insurance companies.
My husband was in a fender bender the other person fixed their car through their insurance That company is tryin to collect from me the owner Can they report ME to a credit bureau on my credit?
Well it depends. Most states allow the collection of the deductible. Say $500. (assuming the person at fault in the accident is being asked for money) Generally though, the person would still have to take you to small claims court to collect. Only a collection company or a court judgment would show up on your credit reports. If your husband had no insurance at the time of the accident, he could be responsible for the entire cost of the repairs!
What is professional indemnity insurance?
This insurance provides coverage for individuals who are in occupations that deal with the public ie lawyers, police, architects, contractors, etc. The insurance helps protect them from lawsuits and other claims of negligence or other claims pertaining to liability.
Difference between primary and Secondary commercial claims?
There is one major difference between these types of claims. When a person has two different insurance carriers, one of them is designated as the primary coverage and the other as the secondary. The primary insurance should be billed first and normally pays the bulk of the bill. The secondary insurance gets billed for the remainder of the bill which the primary insurance did not pay for.
If you are a pedestrian and a car hits you who pays for immediate medical services and damages?
It depends on where you are. In the US, you or your insurance pays first; then you collect from the person who hit you for the cost of the hospital bill, damages, and pain/suffering. Get a good lawyer to haggle with the insurance of the other person.
What happens if there is an autombile accident with a motorcycle and you have insurance but the other motorcyclist does not have a license or registration?
Same as if it where 2 cars. The uninsured driver will be sited and then your insurance will pay for the repairs and try and collect from the uninsured driver, if you have uninsured or underinsured coverage, if not you can take the uninsured driver to small claims court.
Will car insurance cover claims that are your fault and no other car involved?
Depends on your policy. See your insurance agent.
