That would depend if you live in a state that provides disability insurance.
The type of disability insurance would also depend on the seriousness of the surgery, i.e. is it short-term, work injury related (workers comp); longer term, permanent (SSDI); private insurance (depends on the insurance policy). The Related Link below is an excellent source for information on the above.
Yes, if you are unable to work. ANSWER: Actually, if you are currently UNABLE to work, you can NOT apply for disability INSURANCE. You have to be actively at work to get insurance for disability.
form_title=Disability Insurance form_header=Disability insurance will protect your income when you are unable to. Get a policy that will provide security for financial future. Do you currently have any disabilities?= () Yes () No Do you currently have any type of disability insurance?= () Yes () No Who would you like to add as a beneficiary?=_
Disability insurance covers any loses in income that one may experience while recovering from injuries and illnesses. Insurance will replace some portion of worker's income during these periods of time.
John C. Hambor has written: 'Unemployment and disability' -- subject(s): Disability Insurance, Mathematical models, Unemployed
If you are currently unable to work or disabled, you may not be able to qualify for a regular disability insurance policy. There are few insurance companies that can offer substandard disability insurance, or graded benefit disability insurance. You should discuss this with an experienced agent, before you get the surgery.
I guess you'd need money first? Does this person have any income? How would disability insurance benefit a person without a job? If your husband is makeing money, yes! Be safe.
Are you currently disabled? If so, check with your employer and / or state's social security disability benefits. If not currently disabled, you can get individual long-term disability protection from a handful of disability insurance companies, or through your employer.
National Guardian Life (NGL) offers Preneed, Final Expense and Group Markets insurance, but does not currently offer Disability Insurance.
hemrode problems and has no insurance and is unemployed
Basically you are screwed. I know, because I am currently in that same situation.
form_title=Purchase Disability Insurance form_header=If you're suffering from a disability, insurance can help pay for bills and other needs. Have you received disability insurance in the past?= () Yes () No Does your employer offer disability insurance?= () Yes () No How quickly, and for how long, do you need disability insurance?=_
Check with the insurance company you are currently with. Chances are they will beat out any other price or even price matching, and that way your insurance is all in one place.