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That would depend if you live in a state that provides disability insurance.

The type of disability insurance would also depend on the seriousness of the surgery, i.e. is it short-term, work injury related (workers comp); longer term, permanent (SSDI); private insurance (depends on the insurance policy). The Related Link below is an excellent source for information on the above.

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Q: Can you collect disability insurance while recovering from surgery if you have been working for 35 years but are currently unemployed?
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Related questions

Can you apply for a disability insurance if you have cancer?

Yes, if you are unable to work. ANSWER: Actually, if you are currently UNABLE to work, you can NOT apply for disability INSURANCE. You have to be actively at work to get insurance for disability.


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Can you get disability insurance before surg?

If you are currently unable to work or disabled, you may not be able to qualify for a regular disability insurance policy. There are few insurance companies that can offer substandard disability insurance, or graded benefit disability insurance. You should discuss this with an experienced agent, before you get the surgery.


Should a married unemployed mother buy disability insurance?

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Where can I find good disability insurance?

Check with the insurance company you are currently with. Chances are they will beat out any other price or even price matching, and that way your insurance is all in one place.