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Disability Insurance
Unemployment

Can you collect disability insurance while recovering from surgery if you have been working for 35 years but are currently unemployed?


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Wiki User
2010-08-07 17:43:39
2010-08-07 17:43:39

That would depend if you live in a state that provides disability insurance.

The type of disability insurance would also depend on the seriousness of the surgery, i.e. is it short-term, work injury related (workers comp); longer term, permanent (SSDI); private insurance (depends on the insurance policy). The Related Link below is an excellent source for information on the above.

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Yes, if you are unable to work. ANSWER: Actually, if you are currently UNABLE to work, you can NOT apply for disability INSURANCE. You have to be actively at work to get insurance for disability.

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form_title­= Disability Insurance form_header= Learn more about disability insurance. Do you presently have any kind of disability insurance?*= () Yes () No Do you want to insure all or part of your income?*= () Yes () No What is your age and do you have any current disabilities?*= _ [50]

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If you are currently unable to work or disabled, you may not be able to qualify for a regular disability insurance policy. There are few insurance companies that can offer substandard disability insurance, or graded benefit disability insurance. You should discuss this with an experienced agent, before you get the surgery.

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Disability insurance covers any loses in income that one may experience while recovering from injuries and illnesses. Insurance will replace some portion of worker's income during these periods of time.

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John C. Hambor has written: 'Unemployment and disability' -- subject(s): Disability Insurance, Mathematical models, Unemployed


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