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Can you collect on a life policy if the person has a stroke before the policy is two years old?
Wiki User
∙ 12y ago
Read the wording on the policy. A normal life insurance policy would pay as long as all the answers on the application were given truthfully and there was no undisclosed pre-existing conditions. If the person had purchased one of the guaranteed issue or TV policies then no. These policies guarantee issue but require you to be insured for a period of time (usually 24 months) before coverage begins. The reason for this is that by 24 months you will have paid a premium that almost equals the policy benefit.
Wiki User
∙ 12y ago
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