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Does drive other car coverage offer personal liability to driver of company vehicle?
No. Your personal auto Insurance Policy provides NO coverage for Company owned or commercial vehicles.
What happens if you drive without the required insurance coverage?
It depends where you are. Some places do not mandate it
Can your employer ask for your vehicle insurance to drive their vehicle?
Your personal auto coverage will not cover their vehicles. What they are probably asking for is to make sure you have coverage in case you drive your vehicle on errands or such for the company. If you go to the post office to get the company mail your personal auto insurance will be the primary insurance and then if they have an endorsement to their insurance called "hired and non-owned auto" it will provide secondary coverage over and above your coverage to protect them in case of an accident. Their coverage insists that you as the employee have primary insurance on your vehicle. Also note that the company insurance will not pay for damage to your vehicle.
Can you get auto insurance with no auto?
Auto Insurance Without a Car?Yes, You can purchase "Non Owners Insurance" Coverage. Sometimes referred to as "Named Driver Coverage"Drive safe - Buckle Up
What are the state minimums for Texas car insurance?
You'll need $50000 in personal injury coverage, as well as $25000 in property damage coverage to drive in Texas.
Can you drive your girlfriend's car when you are visiting her in Pennsylvania even if you are living abroad and you do not currently have insurance in the US?
No insurance coverage means "don't drive the car". I would say that if your girlfriend has insurance coverage on the car and she allows you to drive there would not be a problem. This is unless you had been formally excluded from coverage by her insurance company.
Where can I find information on comprehensive general liability?
Most state require that you drive with insurance. As long as when you go to court and you have insurance coverage they should reduce the charge of driving without insurance.
Will my insurance pay for damages for drivers car without license?
When you allow someone to drive your car, you are giving them the coverage of your insurance. If they were to get into an accident, your policy would pay first.
If a car owner has full coverage on their vehicle including uninsured motorist can they allow someone without any insurance to drive the vehicle?
It is my understanding from my insurance company that if I "give permission" for someone to drive my vehicle and I have full coverage then my vehicle is covered. Recommend you ask your insurance carrier this question, they will be happy to give you an answer regarding your policy.
What do I need to know about buying auto insurance in Kansas?
Know that you need to have at least $50000 in liability, personal injury coverage (dollar amount varies by category) and $50000 in uninsured/underinsured coverage to drive in KS.
If you let someone drive my car and they are not on my policy what happens if there is an accident?
You may find yourself exposed to costly personal liability. If you don't have adequate insurance coverage you will be liable to pay for any damages or injury above the limits of your coverage. If the driver doesn't have a valid driver's license your insurance company will refuse to pay for any damage caused by the accident. If you don't have collision coverage you will lose your car and have expense to pay.In general it is not a good idea to allow someone else to drive your car unless it is absolutely necessary, they are legally allowed to drive and you have full insurance coverage.
What are the minimum levels of car insurance coverage I need in MA to drive?
In Massachusetts, your auto insurance minimum coverage amounts are: Bodily Injury to Others - $20/40; Personal Injury - $8; Uninsured - $20/40; Property Damage - $5. All amounts are thousands.
