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If you let someone drive my car and they are not on my policy what happens if there is an accident?
Wiki User
∙ 14y ago
You may find yourself exposed to costly personal liability. If you don't have adequate insurance coverage you will be liable to pay for any damages or injury above the limits of your coverage. If the driver doesn't have a valid driver's license your insurance company will refuse to pay for any damage caused by the accident. If you don't have collision coverage you will lose your car and have expense to pay.
In general it is not a good idea to allow someone else to drive your car unless it is absolutely necessary, they are legally allowed to drive and you have full insurance coverage.
Wiki User
∙ 14y ago
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What happens if an excluded driver on your insurance policy cause an accident but you let them drive?
The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.
What happens when you have permission to drive someone elses car and have an accident and you only have a learners permit?
then your both screwed
If you have full coverage insurance and a person who is not on the policy gets into an accident what happens?
It depends on the policy provider but my Allstate Insurance covers licensed drivers who drive my vehicle with my permission. Mine also covers me when I drive an uninsured car.
If you give a family member who has their own insurance policy permission to drive your car and they get into an accident which policy covers the accident?
the policy that covers the car that is being driven.
What if someone else get a DUI under my auto insurance?
If they were the permissive driver of your vehicle in an accident (and got the dui), your policy will be paying for the damages (subject to any policy exclusions, and assuming the drunk was at fault) Insurance stays with the vehicle. So any rate increase that this accident generates will be on your policy, as well (of course) as your collison deductible. If you are asking what happens if they were just driving your vehicle and got a dui, no accident or loss. I doubt anything will happen. You might want to rethink who you let drive your vehicle though.
Will my insurance pay for damages for drivers car without license?
When you allow someone to drive your car, you are giving them the coverage of your insurance. If they were to get into an accident, your policy would pay first.
Will insurance rates increase if 18 yr old daughter on parents' policy lets uninsured boyfriend drive her parents car and he has an accident?
yes, if your daughter had your permission to drive then gave her permission for boyfriend to drive, then he is an insured driver under the policy.....coverage/policy stays with the vehicle, meaning your policy will pay (assuming he was at fault)...and thus be affected by this accident........
What happens if you drive someone else's car which has no insurance and you have no insurance and you get in an accident?
This is not good. The law specifically says, that, it is your responsibility to make sure that the vehicle you are about to drive is properly insured. Sorry to say, but there is no way out of it.
If your 17 year old does not live with you and drives your car do you have to add him to the policy?
If you want him to have insurance cover in the event of an accident you should add him to your policy. Any body that is not on your insurance policy should NOT drive your car, if they have an accident you'll have big problems.
Will your insurance cover an accident if someone else was driving your car with a revoked license?
Barring any exclusions in your policy if the driver had your permission to drive they will be considered an insured driver thus afforded coverage.
If you are the primary insured driver of a leased vehicle what additional coverage do you need for one extra driver?
The extra driver needs to be added onto the insurance policy. Having someone drive a vehicle and not having them on the policy can be a large problem if an accident were to happen.
If i drive my moms car and i live with her but im not on the policy and i get in an accident is the car covered?
If you are a licensed driver but not listed on the policy the vehicle will not be covered. If you are not licensed it will be covered.
