Yes, 3 years after discharge of the Bankruptcy.
It won't affect your fiance' directly unless you share a loan that you're filing on. Otherwise, s(he) should know that you filed bankruptcy because your credit is going to be negative for quite some time. This could affect your fiance' in time when you have a place together and want or need to finance.
You are normally allowed to keep the house you are living in and one car in a bankruptcy.
Filing for bankruptcy may enable you to recover your house from foreclosure. However the bankruptcy would entail dealing with your entire debt situation, not just the house.
If you are surrendering your house anyways, it is usually better for your credit score if you do it through bankruptcy. If your house is foreclosed on before you file bankruptcy, then your credit score is hit by both the foreclosure and the bankruptcy. If you let your house go back through bankruptcy, instead, then your credit score is only hit by a bankruptcy.
Your debt is completely your own, and will not affect your fiance's credit rating. It would play a part in purchasing a house in your name only. As far as renting, landlords will usually consider you a "good risk". After BK discharge the person is for the most part (or should be) debt free.
No.
You need to reword your question. Do three people own the house as joint tenants or is it the fiance's house? You said the other two want to buy out the woman's share and then you said her fiance refused to sign the deed. What exactly are you trying to say? Use names to describe the situation.
That decision is made by the lender not the bankruptcy court.
Yes. in support with your bankruptcy lawyers experts.
No.
Yes, I have a relative that has.
If you filed for bankruptcy and the title company knows about it, then you cannot sell your house. Your title is not free and clear so a buyer could not purchase. It also depends on the bankruptcy, you should talk to your lawyer.