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Answered 2007-01-04 06:16:42

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Can a claim against your homeowners be cancelled after it has been reported?

Generally, a claim can be cancelled. If you do not want the insurance to pay a claim, the company will be glad not to pay it.


Will your homeowners insurance go up if you file a claim?

Usually not. Most companies do not rate up for a claim. However, at this time it is very hard to get homeowners insurance at a good rate if you are cancelled by another company or if you have claims it is hard to move to another company. Insurance goes in cycles. For the past few years insurance companies have been loosing money on homeowners insurance so they have become much more careful with their underwriting. It is easier to get car insurance than home insurance. Most companies will not even write home insurance unless you also give them your auto insurance.


What are the Odds of making a claim on homeowners insurance?

1.5%


Do you claim slashed car tires on homeowners or auto insurance?

Slashed tires coverageYou will need to file the claim under your Auto Insurance policy. Your homeowners insurance does not pay for car damage. That's what auto insurance is for.


What is homeowners liability insurance for?

The liability portion of your home insurance policy provides protection in the event someone asserts a claim of liability against the homeowner for damages or injuries.


Where can you buy homeowners insurance?

Homeowners insurance is a form of property insurance that financially address losses and damages to an individual’s house and other possessions in his residential home. The policy customarily includes the interior damage, exterior damage, loss or damage of personal effects, and even injury that arises by chance while on the property.Property insurance has the following benefits:It is a protection against Property Damage;It covers loss or damage against floods, fires, earthquakes, theft and other weather-related damages;It also provides for liability coverage against accidents.Though insurance policies cover liabilities up to a limited range only, it also includes the liability claim incurred by the owner as it protects the insured from further damage.The rate of the premium always relates to the rate of the insurance claim, that is, the higher the premium value, the higher the insurance coverage will be set.


What is fire insurance claim?

It is either a claim for a fire or it is any type of homeowners claims since homeowners policies used to be called fire policies.


What happens if i file a homeowners insurance claim?

Question was in error, ignore!


Will homeowners insurance cover damage to car from a fallen tree?

It depends on whether or not the car carried comprehensive insurance. If it did the auto owner's insurance would cover the tree damage, regardless of the cause. If the car did not have comp. coverage, then the car owner may be able to make a liability claim against the tree owner's homeowners insurance coverage. If the homeowner's insurance denies the claim, the car owner can still seek a civil award against the homeowner's personal assets.


Does Wallside Windows accept homeowners insurance?

To make a claim with your homeowners insurance policy, you will need to contact your agent for details on how to proceed from there. In searching the Wallside Windows webpage, I did not see any indication that they accept homeowners insurance as payment.


If a person that has no auto insurance and hits you can you go after his homeowners insurance?

Will Homeowners Insurance cover an Auto Accident?No, Homeowners Insurance Policies do not provide coverage for Auto Accidents.____________________________________________________________________Other AnswersNo. If he wasn't insured on the car, then there is no way to claim any of his insurance on it. He will simply have to pay himself.


If you have a slip and fall on your own driveway requiring surgery are you able to file a claim against your homeowners insurance provider?

No. To help with the question...will you sue yourself?


Branch fell on windshield auto or home insurance?

File the claim on your auto insurance. Homeowners insurance does not cover automobiles.


Can you get homeowners insurance from anyone after filing a sinkhole claim?

Possibly. Call an agent.


Can an intoxicated minor file a med pay claim against your homeowners insurance?

medical payments to others is no fault coverage - it makes no difference if the person is intoxicated or not


What discounts does Nationwide Mutual Insurance Company offer to their homeowners insurance policy holders?

If homeowners bundle their insurance polices they can receive up to a 15% discount on all policies that are current. For individual policies for homeowners insurance, there is a discount for every year that an individual is claim-free.


Can insurance companies call on receipts submitted in a claim?

Not sure what you are asking but insurance companies have the legal right do require proof of spending for claim settlement.


Does a deductible have to be paid each time you file a claim under homeowners insurance?

The deductible applies to every individual claim.


Could I put in a claim to my homeowners insurance company if my above ground pool collapsed?

You can claim an insurance loss for an above-ground pool only if it was covered by the terms of your insurance policy. Check with your insurance agent.


Tree falls on car on a rental property does homeowners insurance cover it?

No Homeowners insurance does not provide coverage for automobiles. You would have to look to your auto Insurance to file a comprehensive claim. No one is liable for an act of nature.


Is there a statute of limitations for insurance companies to settle a claim on auto insurance?

Yes, but it varies by the state and insurance companies can extend the amount of time to pay claim, such as if they need to investigate fraud.


Can you change home insurance after a claim?

If you have filed a home insurance claim through your existing home insurance company, you do have the right to change insurance companies if you were unhappy with the service you were provided, or for any other reason. As long as you have coverage in place at the time of the claim, you can cancel your policy and bind coverage with another company. It is important to receive quotes and bind your coverage before cancelling your policy because some companies will not accept homeowners with claims on their claims history report.


If my insurance company deducts my deductible from a homeowners claim do i still pay the deductible?

Yes. The insurance company will pay their portion of the claim which does not include the deductible because that is your portion .


Will a prior insurance company cover a homeowners claim?

So long as you can establish the loss occurred during the term of the prior insurance policy, yes they will cover the claim.


can I get a women attorney who specialized in homeowners insurance claim ?

The closest you will come is an attorney who specializes in insurance and the choice of gender is yours.


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