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Can you file a personal lien against a personal loan on a credit card?
Wiki User
∙ 10y ago
Your question doesn't make sense. A lien is filed against an asset, not a debt. The lien secures a debt. A loan is a debt. I can't figure out what the credit card has to do with anything.
If you mean you let someone use your credit card, and they haven't paid you back yet, what can you do, then basically what you have done is extended an unsecured loan. You will not be able to place a lien on any of their assets under these circumstances. However, you may be able to go to the justice of the peace and file a small claims law suit for the amount of the loan and obtain a judgement against the person for the amount they owe you. In the case you were able to prevail you might be able to get legal standing to seize something of value of theirs in the future. If they don't have any money, or much property you are likely just wasting your time though.
Wiki User
∙ 10y ago
Wiki User
∙ 13y agoYou would need to sue it and obtain a judgment lien from the court.
You would need to sue it and obtain a judgment lien from the court.
You would need to sue it and obtain a judgment lien from the court.
You would need to sue it and obtain a judgment lien from the court.
Wiki User
∙ 13y agoYou would need to sue it and obtain a judgment lien from the court.
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How do you obtain business credit file credit score and stay away from personal credit?
You will have to file a corporation, or LLC. Apply for a credit card with that particular EIN, and go from there. This is generally different than your personal.
Can a credit card company file a judgment lien against your house if there is no equity in the property?
Yes.
If you leased expensive equipment for your business in your business name would it effect your personal credit file?
It shouldn't unless business and personal funds were commingled or a personal credit card was used when making business transactions.
Can your employer require you to apply for a specific credit card and send your personal information to that card company with whom the company is not affiliated?
Absolutely not. Your credit and your personal information are under your control only. If your employer is demanding such things, immediately file a complaint.
What happens when the credit card on file with a company you owe money to is invalid?
They say that I am in contract to pay for everything. They have my credit card and that's it. What can happen if the credit card on file is invalid?
You have a zales credit card it is a jewelry credit card can you file bankruptcy on this card along with your other credit cards?
Yes
What can the credit card companies do if you refuse to pay a debt in Texas?
The creditor can file suit against the debtor and if the creditor is successful and is awarded a judgment the judgment can be executed against all non exempt real and personal property belonging to the judgment debtor.
What happens if i do not pay off my credit cards and personal loans and avoid them for a long time?
AnswerThe past due balances will be reported to the credit agency which will ruin your credit. Bad marks on your credit can stay there for up to 7 years. Additionally, credit card and loan companies can file a lawsuit against you to collect on the balances and can then garnish your wages or take your assets.
If credit card puts lien on house and i file bankruptcy can i still file the credit card in the bankruptcy?
You have to, it is a debt...it is just a secured debt...by the lien on the property.
A lien was filed due to credit card debt. I had no personal property at the time the lien was filed about 3 years ago. How does this affect my credit?
The lien is probably still in place, and the fact that it was filed is still on your credit file.
If you are an additional card holder on a parent's credit card account and you file bankruptcy will the bankruptcy appear on their credit?
The bankruptcy will appear on their credit if you include this card in your bankruptcy. If you leave the card off the bankruptcy, it will not effect their credit.
How do you cancel a credit card for someone who died?
Send a letter to the credit card company. Include all the pertinent information about account numbers and addresses. A copy of your letter of authorization from the court should also be included. The credit card company will then file a claim against the estate for any balance owed.
