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It is, like everything you owe and everything you own, included. Must be. Again, in BK everything is in...no pick and choosing. You cannot go Bk on the mobile alone. Or leave the car out. What you own is used to pay what you own. (Yes, some things, like household goods, work tools, and others are exempt from being used and things like Child Support, exempt from being "discharged")

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Q: Can you file bankruptcy for a mobile home?
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