yes
If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.
If the student loan is a federal loan and not a private loan then the answer is no. Federal student loans can not be included in bankruptcy, you will always be responsible for repayment of FEDERAL student loans.
If her name is on a loan that you file bankruptcy on than she would then be responsible for that loan. Filing a bankruptcy only gets your name off the loan(s), you would both need to file together.
You need to include all of your debts in the bankruptcy.
When you file bankruptcy, you may wish to reconcile a loan. Basically, it's a loan that you have that you don't want to file bankruptcy on. You intend to keep paying it as normal, while still declaring bankruptcy on other loans.
Yes. With the lender's permission, you can reaffirm the loan at the time your bankruptcy is executed.
No, if you mean, can you single out this debt to "file bankruptcy on." You file bankruptcy on ALL your creditors. You don't get to pick and choose. But you can certainly include such a debt in bankruptcy.
In most cases, you can not include an educational loan in a chapter 7 bankruptcy. This Person is wrong! The college network sells study materials. It is not an "Educational Loan" It is a private company. Yes you can discharge them like any other debt!
Of course.
I am in chapter 13 with part of nelnet loan as repayment. Not sure why they did not file total loan in the plan
Yes.
Gov't backed student loans are exempt from BKruptcy....they will come after you thru tax refunds or garnishment.