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Q: Can you file bankruptcy if you have a private loan that's not in your name?
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You owe your sister money can you file bankruptcy on that loan?

If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.


Can you file bankruptcy for your student loans and keep your house out of it?

If the student loan is a federal loan and not a private loan then the answer is no. Federal student loans can not be included in bankruptcy, you will always be responsible for repayment of FEDERAL student loans.


Will your wife have to pay if you file bankruptcy?

If her name is on a loan that you file bankruptcy on than she would then be responsible for that loan. Filing a bankruptcy only gets your name off the loan(s), you would both need to file together.


If you have a loan with your thrift savings at work do you have to file on it if you file bankruptcy?

You need to include all of your debts in the bankruptcy.


What is loan reconcillation?

When you file bankruptcy, you may wish to reconcile a loan. Basically, it's a loan that you have that you don't want to file bankruptcy on. You intend to keep paying it as normal, while still declaring bankruptcy on other loans.


Can you file for bankruptcy and not default on a title loan?

Yes. With the lender's permission, you can reaffirm the loan at the time your bankruptcy is executed.


Can you file bankruptcy on a truck repo past due loan?

No, if you mean, can you single out this debt to "file bankruptcy on." You file bankruptcy on ALL your creditors. You don't get to pick and choose. But you can certainly include such a debt in bankruptcy.


Can you file the college network on bankruptcy?

In most cases, you can not include an educational loan in a chapter 7 bankruptcy. This Person is wrong! The college network sells study materials. It is not an "Educational Loan" It is a private company. Yes you can discharge them like any other debt!


If you have a personal bank loan can you still file for bankruptcy?

Of course.


Can you file bankruptcy on Nelnet loans?

I am in chapter 13 with part of nelnet loan as repayment. Not sure why they did not file total loan in the plan


Can you file bankruptcy on a home equity loan and credit cards?

Yes.


Will private student loan companies go after a cosigner if you file for bankruptcy?

Gov't backed student loans are exempt from BKruptcy....they will come after you thru tax refunds or garnishment.