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Yes. With the lender's permission, you can reaffirm the loan at the time your bankruptcy is executed.

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Q: Can you file for bankruptcy and not default on a title loan?
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You owe your sister money can you file bankruptcy on that loan?

If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.


Will your wife have to pay if you file bankruptcy?

If her name is on a loan that you file bankruptcy on than she would then be responsible for that loan. Filing a bankruptcy only gets your name off the loan(s), you would both need to file together.


If you default on a student loan does that stay on your record after you file for a Bankruptcy?

Any debt listed (or should have been listed) in your bankruptcy can be reported as discharged for the ten years the bankruptcy can be reported. Since a student loan cannot be discharged without proving a hardship (the difficulty of which varies from state to state and even court to court), the default can probably be reported as long as it remains unpaid.


If you have a loan with your thrift savings at work do you have to file on it if you file bankruptcy?

You need to include all of your debts in the bankruptcy.


What is loan reconcillation?

When you file bankruptcy, you may wish to reconcile a loan. Basically, it's a loan that you have that you don't want to file bankruptcy on. You intend to keep paying it as normal, while still declaring bankruptcy on other loans.


Can you file bankruptcy on a truck repo past due loan?

No, if you mean, can you single out this debt to "file bankruptcy on." You file bankruptcy on ALL your creditors. You don't get to pick and choose. But you can certainly include such a debt in bankruptcy.


If you co-signed for your daughter for a car loan and both of your names are on the title can you take it and put it only in your name if she is filing bankruptcy?

Yes. Do the paperwork with the bank and file it with the state to get the title changed.


Can you file bankruptcy on a car title loan?

Sure, then the bank will come back and get the vehicle and send it to the auto auction to get as much of their money as they can. Bankruptcy only applies to unsecured loans. The vehicle loan is secured by the title of the vehicle. If you don't pay, see how long it takes the bank to inform you that the vehicle is now theirs.


Can you file bankruptcy if you have a private loan that's not in your name?

yes


If you have a personal bank loan can you still file for bankruptcy?

Of course.


Can you file bankruptcy on Nelnet loans?

I am in chapter 13 with part of nelnet loan as repayment. Not sure why they did not file total loan in the plan


If you use your car for your job can you get a loan to buy your car out of a lease now before you file for bankruptcy or is this illegal?

I believe you can if you are not thinking of filing bankruptcy before you get the new loan (hint-hint), or if some other transaction(s), after the new loan, makes you default and then you need to file bankruptcy. Paying off the lease will not make the vehicle immune to BK action. Actually it may make it more succeptible for seizure by the BK trustee if the allowed exemption does not protect the vehicle.