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Yes although that will be a factor for consideration when the court looks at your bankruptcy application. And keep in mind that filing for chapter 7 as an individual will only help with your individual, not collective debts. By that I mean you will still be responsible for those joint debts you have with your spouse.

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14y ago
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14y ago

There was never any legal reason they couldn't file at any time.

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Q: Can you file for divorce before your chapter 7 bankruptcy is discharged?
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Can a person file for divorce before their bankruptcy is discharged?

Sure. One action doesn't preclude the other.


Can you file a chapter 7 bankruptcy before your divorce is finalized ca?

Yes.


Chapter 7 discharged bankrupcya cousin is now trying to take you to court for money that you borrowed a year before you filed for bankruptcy are you protected under the bankruptcy?

If you included it in your bankruptcy, you're protected by the discharge. If you didn't and you're already discharged from Chapter 7, you may not be protected. I suggest you discuss this with your bankruptcy lawyer.


Can you file a chapter 7 bankruptcy and a chapter 13 bankruptcy?

not at the same time, and you'll have to wait a certain period of time after being dismissed/discharged from one before filing the other.


Should I file for a divorce before filing chapter 7?

Every case is different, but if the two of you file a joint petition for bankruptcy before the divorce, you will both avoid problems. Consult a lawyer who knows both divorce and bankruptcy law.


Can you declare bankruptcy now that your first bankruptcy is discharged?

It depends on the chapter you filed under. If you filed under Chapter 7, you have to wait 8 years before filing again. If you filed under Chapter 13, you only have to wait four years.


Can you add medical bills to an existing Chapter 13 bankruptcy?

Yes, you can amend your bankruptcy, usually for a fee that is passed on to you from the court. You should contact your attorney to add your medical bills before you bankruptcy is discharged and to reconfigure your bankruptcy plan.


Can a judgment be put on your credit if the debt was part of the bankruptcy?

Not if the debt was discharged in the bankruptcy. If the judgment was on the credit report before the bankruptcy was filed and/or was discharged in the bankruptcy, the entry will still remain on the CR for seven years.


How long after a chapter 13 has been discharged can you apply for credit?

Between five (5) and six (6) years, depending on how long it took to discharge the chapter 13 bankruptcy. Generally a total of ten (10) years after the bankruptcy appears on your credit report is required before applying for prime credit. The average chapter 13 takes 4-5 years to be discharged, leaving about 5 years of having the bankruptcy still on your credit report.


If you and your husband recently had your Chapter 7 bankruptcy discharged how long will it take to reflect on your credit report score?

10 years before the Chapter 7 is removed. It will decrease your scores dramatically to 400s to 500s.


Can a discharged utility debt become a collection after bankruptcy?

A utility company may not collect any debt that was discharged in a Chapter 7/13 bankruptcy. The discharge injunction, in most cases, prevents a creditor (including a utility company) from collecting a debt that was discharged. However, the utility company can, and often does, require a security deposit before resuming utility services.


CAN I get a divorce before my wife files for a bankruptcy?

Divorce and bankruptcy are not related issues. One does not affect the other. If you want a divorce, go ahead and get one.