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Can you get Insurance in your name even though your parents are on the tiltle and are financing the car and you are the main driver of the car?
Wiki User
∙ 14y ago
You will have to list your parent(s) on the insurance too. Companies usually wont insure a car unless the person is listed that is on the title.
Wiki User
∙ 14y ago
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If you had an accident that was your fault you have uninsured motorist coverage the other driver was uninsured do you have to pay all the costs?
The at fault driver is responsible regardless of who has or does not have insurance. You were at fault, you get the bill. Fortunately though you have insurance. So they get the bill.
What companies will write car insurance for a driver that was not previously insured?
Most of the major insurance companies will insure a previously uninsured driver. Your premiums will probably be higher though at least for the first year until you get some insurance history under your belt.
Will a parent's insurance go up with a new driver in the household if the new driver has their own insurance?
PROBABLY not if they specifically EXCLUDE that driver on their own policy. However, this will be an underwriting function and the underwriter could indeed raise the rate even if the parents exclude him/her. If the new driver has their own policy, though, the parents policy would AT MOST, only provide excess coverage. This excess coverage COULD (and probably WOULD) become available if a loss exceeds the policy limits of the new driver. So this fact may prevent the parents' rate being raised. HOWEVER, there is still the fact that, given there is another vehicle in the same household of the new driver, the likelihood that at some point in time they will drive that vehicle is really considered quite high.
What happenes if you hit someones car and they live the scene because they have no insurance.?
You prey that the other driver doesn't find out that even though he was not insured, you and your insurance co. are still liable for all damages. You still need to report the accident to your insurance co, though.
Can you have your own auto insurance policy if you live at home with your parents?
Yes, you can have your own auto insurance policy. If you are a minor though, you will need your legal gaurdian to countersign your application for insurance coverage.
My fiance is not listed as a driver on her parents insurance because she does not regularly drive their vehicle. Do I have to list her on my policy even though she can not drive my manual car?
If she does not drive your car, then there is no reason to list her. However, it would probably be wise to list her if you are going to teach her how to drive it.
Can you get insurance without a driver's license?
theirs no need to because you cant drive so theirs no need to get insurance Depending on the jurisdiction where you live, you can get car insurance in case of fire or theft even though you can't drive it.
How can one get free travel insurance from Ireland?
If one were to use MultiTrip, one could get free travel insurance from Ireland. The free travel insurance is only on children under the parents policies though.
I rear-ended a driver yesterday who has insurance but no driver license.. Am I still at fault though he has no driver license?
depends on individual state laws. were you sighted for anything. more importantly, was he? ask your ins company to be sure, but i'd fight it.
Should you report an accident that wasn't your fault if you do not have insurance?
Of course. If, as you say, the other driver is completely at-fault, that driver's insurance would still owe for your damages, whether you carry insurance or not. Look at it this way: You have insurance, another driver backs into you, he's at-fault. You make a claim with his insurance and never even notify your own carrier. It's basically the same thing (though it's somewhat crazy to be driving around without insurance. If you plan to continue this, I hope you have some major assets you can liquidate when the bills start pouring in).
What is the maximum time limit an out-of-state driver in Texas can legally drive on out-of-state driver car insurance?
It's unsure at this time for me . I strongly believe though that the limit would be 30 days.
Is any licensed driver automatically covered by your insurance policy if the car they are driving has coverage Even if they are not listed as a driver on the policy?
Generally yes, but you have to check your policy for specific limitations. Watch out though. In California at least, if a driver is not specifically listed on the insurance policy, the coverage drops to state minimums (15/30/5 in CA).
