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In the days of subprime, you could have qualified. These days, however, many lenders are requiring close to or more than 700. The average FICO is 750 or above. At 610, you are at risk. Try to reduce your debt load, pay off your credit cards, leaving the accounts open and make all payments on time. If you can do this for a year or more, you will be in better financial shape to afford a home. In addition, many of the 100% loans are gone, so you should save up so you can make a substantial down payment.

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Q: Can you get a Home loan with a FICO score of 610?
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Can you get an unsecured personal loan with a credit score of 574?

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Related questions

How difficult will it be to get a 40000 new car loan with a credit score of 610?

It shouldn't be that hard. Generally, you can get any size loan with any score, unless your score is below 450 which is a very bad credit score. With a score of 610, you may be asked to give a substantial down payment, endure a high APR, or both. I once had a score of 615 and was asked to give 4600 down on a 11000 loan, so you may have to put a lot more down, or your APR may be quite high.


Why do brokers look at the middle score as opposed to the highest one on your credit reports?

I work for a mortgage company and we also use the middle score. Because the three scores can differ so significantly the middle score is a way of averaging out the 3 scores. Also if you're applying for a loan with a co-borrower you should know that we use the lower of the two borrowers middle scores when determining what credit score to give the loan. So if your scores are 680, 700, and 710 we score you a 700. If you're applying with your spouse who's scores are 610, 630 and 640 the spouse's score would be 630 and 630 would be the score assigned to the loan.


What SAT score is required to get into Seton Hall University?

At least a 500-610 on the verbal part, and a 510-610 on the math.


What is the composite score needed to get into Baltimore Polytechnic Institute?

you need 610


What are the requirements to get into Baltimore city college high school?

You must have a 610 composite score or higher.


How do you get a composite score for Baltimore city public schools?

The highest that you can get is a 610. You should try to get better than 610 because than you'll be able to get into a much better,greater, school!! Good Luck!


What is 614 rounded to the nearest 10?

610


WHAT IS 20 percent OF 610?

20% of 610 = 20% * 610 = 0.2 * 610 = 122


What is 614 rounded to the nearest ten?

610


What is 612 to the nearest ten?

610 is.


What is 100 percent of 610?

610


What is the roman numeral for 610?

DCX (500+100+10 = 610)