It depends on the insurance company.
In general, you gain more coverage for the required stuff (liability, injury), and coverage for things not covered by discount insurance such as theft and fire.
"Discount travel insurance is certainly not required for taking a vacation. Some travelers do, however, find piece of mind knowing that they have additional protection against the unexpected."
Yes. By your contract with the secondary insurance you are required to write-off the discount
Discount motor home is best found by searching a reputable comparison website for the required vehicle, age of driver etc. Discounted insurance is also offered directly by Safeguard and the Caravan Club.
Assigned Risk PoolsAssigned Risk auto insurance is usually the Insurer of last Resort for the highest risk drivers who have been declined by at least three Insurance Companies. The Application for insurance is assigned by the state to an admitted carrier in that state. The agent submits the auto application to the state assigned risk plan. The state plan then assigns the application to a licensed insurance company for issue. The agent may or may not have a contractual relationship with the assigned carrier. Generally the assigned carrier is required to offer insurance for three years only and is typically more expenisve when compared to the rest of the market.Non-standard auto insurance may or may not be for a high risk driver and is purchased from the agent or directly from the company. If purchased from an agent that agent has a contractual relationship with the company issuing the policy.Happy Motoring
A receipt is not usually required in order to insure the home, however it would be required if you were receiving a discount due to your roof being newer.
I am a Insurance Agent in Ohio and yes insurance for a motorcycle is required in Ohio.
No, boat insurance is not required in Texas.
Car insurance is required in Massachussets.
Grange insurance is an insurance company and is not specifically required to operate a boat. Boating insurance is however required in many areas. Check with your local laws on insurance requirements.
Small businesses are not actually required to supply insurance if they can't keep up with the sufficient amount required to have insurance. It is possible to have insurance if you do want to have your business backed up financially.
Household insurance is required on your home during the finance time, as well as any times you have a lean or loan on the home. Once the home is paid off, the insurance is optional, however if you decide to have it- try pairing it with your car insurance, most of the time they offer a discount for having more than one policy.