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Q: Can you get a student loan if one of your parents is in default on their student loan?
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Can you get a federal student Stafford loan if one of your parents has a student loan that is in default?

Yes.


How can one get out of student loan default?

The easiest way for an individual to get out of student loan default is to pay off the remaining balance of the debt in full. This would also be the quickest way to rectify the issue.


One spouse is in default on a student loan can the other spouse obtain student loans?

You should be able to as they are individual loans.


How can you file for financial aid if you own on a loan?

One of the basic student eligibility requirements for a student to receive financial aid is that s/he not be in default on a Federal student loan. As long as you don't have a defaulted Federal student loan, you should be fine to apply for financial aid. Go to www.fafsa.ed.gov. Good Luck!


How can I have my student loan forgiven?

One can have a student loan forgiven if one has no money at all to pay or if one joins a program called student loan which basically pays every penny of ones loan.


Can an employer co-sign for a student loan?

Yes, an employer can cosign for a student loan. Any one can cosign for a student loan if they meet the requirements.


If you owed student loan money from Sallie Mae and it is now turned over to a collection agency can I be garnished?

Yes! If your student loans are with a collection agency they are in default. When student loans are in default the dept. of ed gives the collection agencies "CARTE BLANCHE" to collect the money by any means necessary. Wage garnishnent is only one.


Where can one go to get help with student loan debt relief?

To get student loan relief an individual should research information on the Student Loan Forgiveness Act.


Where can one get a refinancing student loan?

There are three ways one can get a refinancing student loan. These places include a student's current lender, a local bank, and the U.S. Department of Education's Direct Loan Program.


What is a direct student loan and how would you apply for one?

It is student loan provided to a student in college. When you apply for finial aid you can also apply for a student loan then, your college will have lender set up.


Can you get a student loan if you have one in default?

In the US, you can not get another Federally Guaranteed student loan if you have one in default. You can get another student loan if you consolidate your defaulted loans. To get help consolidating your defaulted loans, click on the link at the bottom of this text box.


How might one make a student loan application in Canada?

A student in Canada would need to apply through a student loan company. There are some available out there willing to help any student with their student loan applications.