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Answered 2006-12-04 17:43:01

Prefaced by the standard - generally, under most circumstances, etc - and what your looking for is a deduction (of the expense), not an exemption (which would be advantageous if it was income). Yes, as it would be a casualty loss deduction. However, as the casualty deduction has some restrictions to meet before it can be claimed, which is likely not to be met by the generally modest amount of a deductible, unless you have losses on top of the deductible, it is likely not really available.

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If you are at fault in an auto accident do you have to pay the other persons deductible?

No, you have to pay your deductible.


Do you have to pay the full deductible even if the accident wasn't your fault?

Yes. If the claim is being made on your insurance. For example, if the damages are $2000 and there is a $500 deductible, the insurance company will pay $1500.


Is a deductible due when the auto is considered a total loss?

Yes, if your own insurance is paying for an accident that you were at fault for provided you had full coverage and they are paying for your car. If the accident was not your fault, no you will not pay a deductible.


Can you make the driver of your vehicle pay you the deductible after the accident if they are at fault?

If they have insurance then you should not have to pay a deductible at all.


Are you responsible for paying the deductible if the accident was in a work vehicle?

only if it was your fault


Do you have to pay your deductible if the accident was the other drivers fault?

The other driver should be paying if they were at fault; you may sue them for your deductible in small claims court if they had no insurance.


If you are not at fault and the police report and witnesses prove this do you still pay your deductible?

You do not have to pay the deductible if the other person's insurance is paying the claim. If you put the claim through your insurance, and do not have uninsured, underinsured motorist protection then you will have to pay the deductible regardless of who's at fault.


Can you file a claim on both insurance companies yours and the party at fault in an auto accident?

Yes, you can. However, ultimately it is the at fault party's insurance company that will pay for the claim. In such a case, you will file a claim under your collision coverage and be subjected to the deductible. Once the claim is settled, your company will subrogate the loss with the other company(i.e. get reimbursed). Once that happens, you will be provided your deductible back. If you go through the at fault party's policy, you would file the claim under the property damage of the policy.


If you get into an accident and the other driver is at fault and your car is totaled of course his insurance will pay but if they pay the deductible who gets it?

There is no deductible for liability claims.


Do you pay a deductible if the accident was the other drivers fault and their insurance is paying for repairs?

Yes, you do.


If a pedestrian is found at fault for an accident involving a car can they be sued for an auto insurance deductible?

Yes, The at fault party is responsible.


Who pays the deductible if someone hits your car?

The identified third party at fault is responsible for paying the deductible in the event of a motor vehicle accident.


If you have car insurance and are involved in an accident that is your fault How much do you have to pay?

You have to pay whatever your deductible amount is.


Both parties in accident have geico ins. who pays for deductible?

If you are at fault, your policy will pay for the other person's damage under your property damage coverage. If you have collision coverage, you will have to pay your deductible if you are at fault.


If you have a repair of 800 and a 500 deductible should the claim be submitted or just pay the difference since the insurance premiums will probably go up more than the 300 difference over the policy?

If the accident was your fault and your company doesn't have an accident forgiveness policy or you haven't been with your company long enough to qualify for forgiveness then I would highly consider paying out of pocket for the damage. If the accident wasn't your fault then go ahead with the claim. Make sure that you know whether the accident is your fault or not. What an insurance company thinks about fault is often times different than what you think.


Do you want a high insurance deductible?

It depends on the person. The advantage to a higher deductible is lower premiums, however, the disadvantage is having to come up with a large sum of money if you're involved in an at-fault accident. A good question to ask yourself is (for instance, if your deductible is $1000), "If I'm involved in an accident that is my fault, can I come up with $1000 quickly?"


What does a deductible mean if you are in a car accident?

A deductible, or insurance deductible, is an amount of money the first of which the insurance company will not pay towards the cost of the loss suffered. For example, a $500 deductible means that the insurance company will not pay the first $500 of a loss. Deductibles are made for the purposes of keeping the costs of insurance down by making the insured pay a certain amount of money and not make a claim towards minor losses. If the accident is the other person's fault, either their insurance company will pay that deductible or you can sue them in court.


If you have PLPD and are involved in an accident does their insurance cover your car?

If the other party has insurance then their "property damage" coverage should cover damage to your vehicle. If you happen to be at fault or there is some question as to who is at fault then it might be hard to collect from their insurance company. Only if the other party is at fault. If you have collision insurance, you can file the claim with your own agent. Then you will be paid for your damages, less your deductible, and when your company collects from the other company you will also get your deductible. If you do not have collision, you will have to file your claim directly with the at-fault driver's insurance. If the company denies your claim (and unless there is very compelling evidence that their client was at fault, they will), you will have to sue the driver. Then, IF YOU WIN the lawsuit, their insurance will pay.


In a two car accident who is responsible for the deductible?

If you are going through your own insurance, you are responsible for your collision deductible. If the other person is at fault, you can go through their insurance under their liability coverage so you do not have to pay a deductible.


Can you still collect on your own insurance without paying the deductible after an accident.?

If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.


If you've suffered an injury in an accident and it wasn't your fault, then there's a good chance you have the right to claim?

There is a claim at stake if you was in a accident and it wasn't your fault you can sue the other person there are some good lawyer that will help you to build your case.


Can you claim an accident if you've been driving under the influence?

Sure you can. But you will be held resposible for the accident. In otherwords, you will be held at fault, or as the cause, of the accident.


If you are at fault in an auto accident do you have to pay the other persons deductible and my vehicle had already been damaged?

No. They are responsible for their own deductible. Because, when my van got hit, which was parked, I had to pay my deductible before the insurance company would cover it!


Who is at fault when both parties are backing up their vehicles resulting in an accident claim by one of the parties?

The driver responsible for the accident is always at fault. However, Both parties are usually found at fault in this instance. This is generally called Joint fault.


Who pays the deductible when the other person is at fault?

There is not deductible with liability insurance coverage. Liability pays the party who is not fault for their damages without a deductible. If you were at fault collision would pay for damages to your vehicle but you will have a deductible of whatever you selected when you purchased the insurance policy.


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