In the state of Tennessee you can, it is required by law to have insurance, I don't know if it is a state law or a federal law though.
Not really sure what you mean by 'county court proceeding', if you mean can you still be given a ticket and have to pay it even though you are insured, then yes. Unless the ticket is for not being insured, then you MAY get out of it if you can prove you were indeed insured at the time of the accident, but most of the tickets are 'failure to show proof'. Please expand on your question some, and perhaps we can be of more assistance.....
You probably get arrested.
Yes, you can get a not-insured ticket, if your jurisdiction has such a law. the fact you didn't cause any accident doesn't mean you weren't driving without all legal requirements, so you broke the law anyway.
You can't insure a driver's license. The ticket would have been issued to whoever was driving at the time the police issued it. If you had no proof of insurance with you - and that is required in most states - then you can be ticket for not having it with you.
If a car is not being driven you do not need to keep it insured. However if your car is damaged while uninsured you will not be compensated.
Providing you DO NOT live at the same address as the insured (in Massachusetts)
No but it is advised
no
The "insured" refers to a person or persons who are listed on the insurance policy for whom a premium is being collected.
Yes, there is no bar in the insured person being beneficiary on another insurance policy.
Banks that are insured by the Federal Deposit Insurance Corporation are insured against loss as a result of the bank defaulting or otherwise being unable to repay a customer's money.
CNF means confirmataion of the ticket after being waitlisted or of an RAC ticket.