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If a car is not being driven you do not need to keep it insured. However if your car is damaged while uninsured you will not be compensated.

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11y ago

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Do you need insurance for a car that's not being driven?

If you want to keep it registered and keep the plates, yes.


If you own a car in Pennsylvania does it need to be insured?

Yes, if it is going to be legally registered, licensed and driven.


Does a car not being used need to be insured?

No but it is advised


Your parents are divorced whos auto insurance do you need to be insured under?

You need to be insured where you live.


Must a car be insured if it is not being driven?

Unless you file a Certificate of Non-Operation that formally notifies the State that the car will nto be driven, yes you do. Note that filing a certificate of non-operation may mean that you need to get the car re-certified as driveable before re-registering the car (for instance, in California the car would require a smog check).


Is there a way to suspend coverage on a vehicle that will not be used for a period of time but still keep it insured and reactivate the coverage when you want to drive it?

This is a contradiction: To "keep it insured" is to keep the coverage, not to suspend it. I think you are talking about a storage waiver, which is something a lienholder would be able to discuss with you. If you have a loan on the vehicle, the lender obviously requires you to keep the vehicle insured. If you STORE the vehicle, however, the lender can or may issue a 'storage waiver', allowing you to discontinue coverage for the time the vehicle is in storage. They set the terms and you must talk to your lender first to determine the requirements of the waiver. If you do NOT have a lien on the vehicle, no outstanding loan, then you only need to carry liability coverages. If you intend not to drive it for a period of time, you can cancel the liability coverage for the time the vehicle is in storage/not being driven. For your own security, however, you should be absolutely certain no one else has access to the vehicle during that 'storage' time.


Do you have to be insured to get your license?

A person has to be insured when they get their license because that is what the law says and you need to follow that.


Are plumbing companies legally insured?

Not all are insured, but the good ones tend to be. If you need a plumber I would do my research and ask if they are insured.


Does the proposed insured intend to replace or change any existing policy?

If you are the proposed insured you need to answer that question. If you are the agent you need to ask it!


In Columbus does a car need to be in your name to be insured?

No


Is your boyfriend insured driving your car?

You need to add him to your insurance or he must have his own. Your boyfriend is not automatically insured.


Can insured person drive an uninsured car?

We need to know what he's insured for. If he's insured to drive the car, then yes. If he's insured with life insurance, then no. But normally it's the car that carries the insurance.