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Your parents are divorced whos auto insurance do you need to be insured under?
Wiki User
∙ 15y ago
You need to be insured where you live.
Wiki User
∙ 15y ago
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Does a teen driver have to be insured if living at home?
Yes a teen have to be insured if living at home. The teen would have to be under the parents insurance.
How do you get car insurance with a learners permit?
You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.
Can you drive a car that has insurance but not under your name?
If you're liscensed, and have permission from the person under which the car is insured, you are able to drive the car if it is insured even if you yourself are not insured
Can you lease a car under your parents name but have it insured on your own insurance in NYS?
No. The insurance must be in the name of the owner or leasee of the vehicle. Be careful and do not lie on either the lease contract or the insurance application. Both of these are legal contracts.
If a child drives his parents car which is insured under the parent's name will he be covered?
You will have to add him to your insurance. He will be under your name and your premium will go up! if you don't do this the insurance company may look the the DMV to see how many licenses are registered under your home address, then they will call and ask if he is insured. so it's better to just go and tell them to add him to your policy.
Is it okay for your daughter in college to have her car titled in her name but be covered by insurance under her parents name?
In most states it's not legal. The vehicle must be insured by the owner.
What is under insurance?
When you file an insurance claim, if you do not have enough insurance coverage, under insurance claims can be the result. Under insurance is a term used when calculating claims when the coverage is not enough and the policy has undervalued the amount insured.
Can insurance agent ask to upgrade your homeowners insurance?
Sure, If your Insurance Agent feels you are under-insured they can and are actually obligated under ethics legal duty to advise you to amend or upgrade your coverage. If you are in an under-insured situation and refuse to rectify it, your agent may even recommend cancellation of the policy in that an agents ethical requirements under the law may not allow the agent to facilitate an under-insured risk.
Is it possible to have your name on your parents insurance policy if the car loan and the registration are in your name?
This is not a good idea. You need your own insurance policy. There are coverages you do not have by being on your parents policy. You want to be a "named insured". This means that you control the policy and not your parents. If you want to loan your car to anyone you can, if you are on your parents policy you cannot do this. Also if you need to rent a car, you are not covered under your parents policy to do this. You would be under your own policy. Contact your insurance agent for a better explanation.
What is a co-insured?
Co-InsuredThe "Co-Insured" is another person or entity that is also covered under your insurance policy.
Do you have to get insurance after your license?
If you live in a household with an automobile that you use at all or plan on using ever, you would need to get insurance. For example, if you live with your parents and your parents are insured, you would still need to get your own insurance in order to drive their cars. If you do not, you can still drive other people's cars under most circumstances without insurance, you would be covered under the car owner's insurance assuming you use their car with their consent. For a second example, imagine you live with roommates, and one of them lets you borrow their car on occasion. As long as they are insured, you would be fine to use their car.
Can you drive your dad's fully comprehensive insured car with his permission?
It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.
