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Can you get accounts that were transferred to another office or lender removed from your credit report?
Wiki User
∙ 8y ago
If they are not a reposession or charge off you can negotiate to pay them and have them removed. However, you must get proof in writing from them first before paying even 1 single penny.
Wiki User
∙ 8y ago
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How do you get accounts that have been closed for a long time removed from your credit report?
You get closed accounts removed from your credit report in the same manner as any other information. You write a letter of dispute to the creditor, or credit bureau, or both. The question is; why do you want closed accounts removed from your credit? If these accounts were paid as agreed, their appearance on your credit report is still offsetting any other information that appears there. I have clients with closed, 6-10 year old, accounts and active derogatory accounts that still have viable credit scores. Were they to challenge and have removed the closed accounts, they would have no score at all, which can be worse than having a low score. Keep in mind that your credit report, and the resulting credit score, is a history of how you have paid your bills in the last 7 to 10 years. You do not necessarily want that history to be empty.
When do you debit and when do you credit an account?
Another account will receive a "credit" entry, meaning the amount will be (You can refer to the company's chart of accounts to select the proper accounts}.
How many points does your credit score go up when you delete 3 negative accounts?
The number of points a credit score goes up after three negative accounts have been removed varies. It depends on the type of account removed and the person's score prior to the removal of the items.
Can you have accounts that have been closed for 2 to 4 years removed from your credit report?
If your question pertains to closed, positive, accounts; you do not want tyis type of account removed (or more accurately, shielded from view) on your credit file. Old positive accounts still show past payment history. If these accounts were open, they would be aiding your credit score by lengthening the time you have had open credit. But, even when closed, they show past credit history. This is good thing, and not something want removed. If your question pertains to accounts with derogatory information; those items may legally show on your credit for 7 years from the date of last activity. After 2 to 4 years, you can write a letter of dispute to the credit bureaus. If the accounts are not verified within 30 days, they must be shielded. If verified, they will not only remain on your credit report, but also get updated. This won't change the length of time they show on your report, but MAY effect how much they impact your score.
What should you do to get paid collections off your credit report?
If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.
How do you get accounts that have been closed for a long time removed from your credit report?
You get closed accounts removed from your credit report in the same manner as any other information. You write a letter of dispute to the creditor, or credit bureau, or both. The question is; why do you want closed accounts removed from your credit? If these accounts were paid as agreed, their appearance on your credit report is still offsetting any other information that appears there. I have clients with closed, 6-10 year old, accounts and active derogatory accounts that still have viable credit scores. Were they to challenge and have removed the closed accounts, they would have no score at all, which can be worse than having a low score. Keep in mind that your credit report, and the resulting credit score, is a history of how you have paid your bills in the last 7 to 10 years. You do not necessarily want that history to be empty.
What is direct credit?
direct credit is money transferred from 1 bank account to another.
How do get a discharged chapter 7 removed from your credt report?
You cannot get it removed from your credit report. It will be on your credit report for 10 years and it will affect your ability to get loans and other type of credit accounts.
When do you debit and when do you credit an account?
Another account will receive a "credit" entry, meaning the amount will be (You can refer to the company's chart of accounts to select the proper accounts}.
How many points does your credit score go up when you delete 3 negative accounts?
The number of points a credit score goes up after three negative accounts have been removed varies. It depends on the type of account removed and the person's score prior to the removal of the items.
Can a credit card be transferred from one person to another?
No. A credit card cannot be "transferred". A person must apply for a card using their own financial and personal information or they will be committing fraud.
If you have several small balances on your credit report can you negotiate to pay these and have them removed?
Credit accounts aren't removed until 7-10 yrs. after they are first reported and/or paid in full depending on which type of account it is.
If you get a repossessed car back is it removed from your credit?
No. Your credit report is a record of all transactions on reported accounts. The repossession will show in the history, but so will the redemption.
What happens if one of your credit cards is sold or transferred to another credit card company?
you are still liable to pay what you owe
Where can one apply for an Egg credit card?
It is not possible to apply for an Egg credit card. In November 2011, Egg credit cards were transferred to Barclaycard. Only existing Egg accounts may still be accessed.
Can you have all retirement funds transferred from another Credit Union to Delta Credit Union?
We would like to have all our funds moved from another Credit Union to Delta Credit Union. What is the process? Thank You , Ray.
Can you have accounts that have been closed for 2 to 4 years removed from your credit report?
If your question pertains to closed, positive, accounts; you do not want tyis type of account removed (or more accurately, shielded from view) on your credit file. Old positive accounts still show past payment history. If these accounts were open, they would be aiding your credit score by lengthening the time you have had open credit. But, even when closed, they show past credit history. This is good thing, and not something want removed. If your question pertains to accounts with derogatory information; those items may legally show on your credit for 7 years from the date of last activity. After 2 to 4 years, you can write a letter of dispute to the credit bureaus. If the accounts are not verified within 30 days, they must be shielded. If verified, they will not only remain on your credit report, but also get updated. This won't change the length of time they show on your report, but MAY effect how much they impact your score.
