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as long as your phone is not a prepaid your fine with the cell phone
it shouldnt be dangerous. its like using a laptop while its charging or using your ipod touch while charging.
No....
Most electronics will consume a little power even if they are off or not in use. In the case of a cell phone charger, you may notice that if it is plugged into the wall, but there is no cell phone charging, the charger will still be warm. I don't know the physics behind that, but anything that is plugged in will take up a little energy, even when not in use.
it depends on where you store it or if your leaving it plugged in after you charge your phone
Maybe if you left it in there for a loooog period of time. I have left my cell phone charging (palm pre plus) in my car, with the engine off, for 4 hours and the car started fine.
it is not recommended to use your cell phone when charging, this could cause the circuits to short. Ideally you should charge your battery when your phone is turned off
No, it is not dangerous to use a cell phone while it is recharging.
I think it is possible to hold a cell phone while driving!
Yes you should have it on your charger when you are at home and not using it
No
It is typically burned into a tiny ROM chip on the phone's circuit board.