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You have not stated the reason for the bed rest. Assuming that it is because you are recuperating from an injury or a medical condition, the underwriting guidelines of the disability insurer to which you are applying may provide that a further disability (loss of earnings) from that condition will be excluded in the future. The exclusion may be permanent (for the whole duration of the policy), or it may end after a specified period of time.
When applying for disability insurance, it is generally necessary to document current earnings. This is because disability insurance, like other kinds of insurance, is intended to make you whole (or nearly so), and is not intended to be a moneymaking proposition. Assuming that you were gainfully employed prior to the bed rest, the insurer will likely deem that level of earnings to be your baseline.
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Can you get ten weeks of disability pay for pregnancy?
The amount of time that you get disability pay depends upon the reason for your disability. The standard benefit period for normal delivery is six weeks for vaginal birth, eight weeks for a c-section delivery. If delivery complications occur, and your doctor indicates that you remain disabled beyond the standard benefit periods, short term disability insurance will cover your extended disability. Many women need to be disabled for bed rest prior to delivery. Short term disability insurance will cover this disability period as well.
Purchase Disability Insurance?
form_title=Purchase Disability Insurance form_header=If you're suffering from a disability, insurance can help pay for bills and other needs. Have you received disability insurance in the past?= () Yes () No Does your employer offer disability insurance?= () Yes () No How quickly, and for how long, do you need disability insurance?=_
Can you receive short term disability prior to giving birth if your pregnancy is normal?
Most likely not. Short term disability will cover disability due to pregnancy complications, but not for plain vanilla bed rest.
You were put on bed rest from 34-36 weeks for pre-term contractions your short-term disability claim was accepted up until delivery you are now off of bed rest can you remain on disability?
If your doctor indicates that you are OK to return to work, your disability benefits will stop. You benefits would resume after your delivery, as your maternity leave is also a covered benefit.
Disability Insurance?
form_title=Disability Insurance form_header=Disability insurance will protect your income when you are unable to. Get a policy that will provide security for financial future. Do you currently have any disabilities?= () Yes () No Do you currently have any type of disability insurance?= () Yes () No Who would you like to add as a beneficiary?=_
Where can a person get a comparison of disability insurance rates?
One can get a comparison of disability insurance rates on websites like Insurance Data, Disability can Happen, RBC Insurance, Termlife Insurance or SB Information.
Where is the best place to live if you have a disability?
You can live anywhere in the US and do well if you have a disability. Depending on the disability, you can get disability insurance. Disability insurance is figured by your work history and if you get approved.
Can you apply for a disability insurance if you have cancer?
Yes, if you are unable to work. ANSWER: Actually, if you are currently UNABLE to work, you can NOT apply for disability INSURANCE. You have to be actively at work to get insurance for disability.
Disability insurance needs to have tighter restrictions?
Disability insurance needs to have tighter restrictions
Will a disability affect my insurance quote Where can I get valid insurance for a disabled California driver?
In California a disability will not effect your insurance quote but if you are in southern state like Florida a disability will effect you insurance quote.
What is the best company that offers disability insurance?
MetLife Disability Income is the best company that offers disability insurance. You can read more about Flexible Disability Income Insurance and Policies at metlife.com
Can you get disability insurance before surg?
If you are currently unable to work or disabled, you may not be able to qualify for a regular disability insurance policy. There are few insurance companies that can offer substandard disability insurance, or graded benefit disability insurance. You should discuss this with an experienced agent, before you get the surgery.
