No. And the filing will stp the garnishment, at least temporarilary. The debt, and all your others, as well as all your assets, will be involved in the BK.
No.
Yes! That's one of the most important parts of bankruptcy filing, the Automatic Stay, which STOPS garnishments, foreclosures, etc immediately. To the extent that your wages have already been garnished, you will not get that money back.
Garnished funds will NOT be returned to you. If it was a significant amount, the bk Trustee can claw back that money and use it to pay your creditors. Otherwise, that money is gone.
Depending on when your bankruptcy is filed, on the day it was filed, the wage garnishment must stop. If it didn't stop on that day, you are entitled to have your garnished wages refunded. However, no wages will be refunded prior to your bankruptcy filing date.
The back wages will not be released to the employee until the bankruptcy is discharged and the employer is notified by the court that the arrearages have been exempted from seizure.
Once you file for bankruptcy, you will probably not get anything back. When you are through, it could all be over. Then they will stop getting anything else from you. You get a clean start.
Since a 'garnishment' of wages is a legal method for repayment of a legitimate debt it is EXTREMELY doubtful you would get any of it back. Is there some info missing from the question that would clarify WHY this might even be considered ?Because OP can actually be reimbursed for garnished wages collected during the 90 days prior to filing, provided the amount garnished was over $600 during that time. Plenty of case law to back that up. It's really something OP needs to discuss with the trustee.
No!! except in cases of I believe child support, or money owed to the I.R.S. and stuff. But your average VISA, MASTERCARD, or J.C. PENNY charge account ? No they can't garnish you once you file chapter 7 or 11, or whatever. Of course if you open a new line of credit AFTER you file, then yeah, 'cause you cant file bankruptcy again for 7 years I believe it is. (But what idiot, would wind up back in bankruptcy so quickly ? filing is such a nightmare now, it makes you want to manage your spending much more carefully)
It's not going to happen. You owed money and that creditor went to court to get your employer to deduct what you owed them from your paycheck and send it to them. Your employer does not owe you a dime. They followed a court order. They had no choice. You went bankrupt AFTER the garnishment, so anything paid BEFORE the bankruptcy is water under the bridge. You cannot "get money back" on something that was paid before the bankruptcy. Since you went bankrupt, the garnishment should stop but you will not get any money "back".
Yes, but it must be listed correctly in your bankruptcy paperwork. It must be listed as both an asset and must be exempted for the trustee to return funds to you.
No. They were used to pay for something you owed. This actually untrue. You can recover garnished wages back as long as you do so within a determined time. You should contact your attorney to get specifics.
yes, you are eligible, but be careful not to get back into debt.
You give your car back to the bank after filing bankruptcy, the bank will ask your attorney for the vehicle back and give you a certain amount of time and the location to return it to. Definitely do not give it back before you file you will need to have it discharged legally from your debts.