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You have a few possible options for obtaining health insurance for your parent:

  1. This is rare, but there are a few employer-sponsored health plans that will allow you to add an adult (such as a parent or in-law) to your health coverage. You generally have to pay the entire cost of the coverage for your parent or in-law, which could be several hundred dollars per month. You also have to document that your parent or in-law doesn't have other coverage and is dependent on you.
  2. Some health insurers sell individual insurance policies. You could check with your local Blue Cross insurer, for example. In the three states I've lived in, the local Blue Cross association was the so-called "insurer of last resort," meaning that Blue Cross had to provide coverage to anyone who applied for it. The Blue Cross plan could limit enrollment to just once a year, so you might have to wait until their next enrollment period. Other insurers may also offer individual policies, but if they're not the insurer of last resort in your state, they may be able to deny coverage if you don't meet their health eligibility criteria.
  3. If your parent is enrolled in Medicare, you can look into the options to obtain additional coverage - a Medigap policy, Medicare Part D prescription coverage, a Medicare Advantage plan. If you go to the medicare.gov website, you can find information about the plans that are available to your parent.
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Q: Can you get health insurance for your parent?
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Related questions

Can an employer force you to take health insurance if you have insurance with your parent?

i do not think so


What personal details do you need to take out insurance on a parent?

To take out life insurance on a parent, you'll need to provide complete background and health information and the parent will have to know they are being insured.


How can you buy life insurance for a parent?

You can purchase life insurance online for your parent. Anyone can purchase life insurance for their parent, because they have an "Insurable Interest" in their parent. You can compare free life insurance quotes online, or purchase life insurance direct online for a parent. However, your parent may need to sign an application form, and your parent may need to take a physical exam, and/or answer some health questions.


Do they offer health plans to minors?

Minors are almost always included on their parent's health plans. If a parent can't afford health insurance coverage, the state will almost definitely cover the child.


Do Non-custodial parents have to give custodial insurance card or can the non-custodial parent send the bill in to insurance themselfs.?

Typically, the custodial parent would provide the insurance card to ensure the child's medical needs are met efficiently. If the non-custodial parent wishes to handle the billing directly with the insurance company, they can discuss this arrangement with the custodial parent and come to a mutual agreement. It's essential to prioritize the child's well-being and maintain open communication between both parents.


Can an employer make you take health insurance if you already have insurance with your parent?

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What are the laws for responsibility of health insurance for a teen pregnant child IN CT.?

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