Can you get health insurance for your parent?

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2010-06-03 19:34:29

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You have a few possible options for obtaining health insurance for your parent:

  1. This is rare, but there are a few employer-sponsored health plans that will allow you to add an adult (such as a parent or in-law) to your health coverage. You generally have to pay the entire cost of the coverage for your parent or in-law, which could be several hundred dollars per month. You also have to document that your parent or in-law doesn't have other coverage and is dependent on you.
  2. Some health insurers sell individual insurance policies. You could check with your local Blue Cross insurer, for example. In the three states I've lived in, the local Blue Cross association was the so-called "insurer of last resort," meaning that Blue Cross had to provide coverage to anyone who applied for it. The Blue Cross plan could limit enrollment to just once a year, so you might have to wait until their next enrollment period. Other insurers may also offer individual policies, but if they're not the insurer of last resort in your state, they may be able to deny coverage if you don't meet their health eligibility criteria.
  3. If your parent is enrolled in Medicare, you can look into the options to obtain additional coverage - a Medigap policy, Medicare Part D prescription coverage, a Medicare Advantage plan. If you go to the website, you can find information about the plans that are available to your parent.
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2010-06-03 19:34:29
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Q: Can you get health insurance for your parent?
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Related questions

Can an employer force you to take health insurance if you have insurance with your parent?

i do not think so

What personal details do you need to take out insurance on a parent?

To take out life insurance on a parent, you'll need to provide complete background and health information and the parent will have to know they are being insured.

How can you buy life insurance for a parent?

You can purchase life insurance online for your parent. Anyone can purchase life insurance for their parent, because they have an "Insurable Interest" in their parent. You can compare free life insurance quotes online, or purchase life insurance direct online for a parent. However, your parent may need to sign an application form, and your parent may need to take a physical exam, and/or answer some health questions.

Do they offer health plans to minors?

Minors are almost always included on their parent's health plans. If a parent can't afford health insurance coverage, the state will almost definitely cover the child.

Can an employer make you take health insurance if you already have insurance with your parent?

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Do Non-custodial parents have to give custodial insurance card or can the non-custodial parent send the bill in to insurance themselfs.?

You don't have to give it to the custodial parent. Provide it directly to the health care provider, or call them and tell them the information on the card. The health care provider will take care of sending the bills to the health insurance company for you.

What is the best supplemental health insurance provider for a single-parent family in Rhode Island?

There are several supplemental health insurance providers in Rhode Island. The correct insurance is dependent on you family needs and the family budget.

Who provides medical coverage for children in a divorce?

That depends on a number of factors, such as the jobs/income of each parent, the health insurance plan either or both parent has, any relevant laws of your state, etc. Sometimes both parents are required to maintain health insurance on the children, especially if they both already have health insurance plans with their jobs.

Does court mandated health insurance by non-custodial parent end at 18 in New York?


What are the laws for responsibility of health insurance for a teen pregnant child IN CT.?

If the child is under age 18, then the parent is responsible for her medical bills. That is not the same as being responsible for providing her health insurance. At this point, (2013), there is not a requirement to have health insurance. If the child is age 18 or older, then the parent is not responsible for her bills. The hospital or physician's office may try to involve you, and encourage you to help her, but legally, the parent would not have the responsibility.

If you are getting health insurance very soon from your job are you allowed to put your mother on your policy with you if she does not have insurance?

No. Most plans don't offer provisions for putting a parent on their insurance.

Can you take out a Life insurance policy on a parent?

Yes, you can take out a life insurance policy on a parent. There must exist insurable interest between the owner and insured of a life insurance policy. There does exist insurable interest between spouses, parents and children, and siblings. So, yes, you can buy life insurance on your parent. Your parent may need to sign the application, answer some health questions, or take a medical exam to qualify for life insurance.

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