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You can buy insurance on whether or not it will rain tomorrow. This is just to show that you can insure anything. Now for your question. I'm not sure I completely understand it. You cannot insure something that you don't own so if you mean can you insure a home that you are paying rent to live in then no. You can purchase a homeowners policy to insure your contents inside the home as well as your liability should you be sued by someone hurt on the property. This would be an HO-4 policy form. If you are asking if you can insure a home you are renting to someone else for them to live in then the answer is also yes. You would need a dwelling fire policy that stipulates it is tenant occupied which can be a DP-1, DP-2, or DP-3 depending on the condition of the property and the coverage you desire. You will also want to make sure you endorse the policy to provide liability coverage as well and to cover any property inside the home that you own.

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โˆ™ 2013-11-22 23:57:08
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Q: Can you get home insurance on a home you are renting?
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Related questions

How can I determine the best insurance to choose when renting a home?

You can go to and read the section on insurance for rent home.

What kind of rental insurance is required in Texas when renting a car?

In Texas, when you are renting a car, it is required that you have both auto insurance, and home owner's insurance. If you submit proof of both, there is no problem with the car rental.

Is contents insurance bought with home insurance or separately?

Contents insurance can be purchased either way. Usually it is purchased with home insurance, but it can also be bought by itself. It is usually bought alone for people renting their home.

Can mortgage interest and insurance be deducted on a rental home even if someone doesn't own another home and is renting too?

If you own the home in question (the title is in your name), you can deduct mortgage interest. If you are renting out the home, you can deduct some of the costs of having it as a rental, but I am not sure about the insurance. If you are renting the house only, without ownership, you may not deduct the interest.

Does home owner's insurance pay for roof replacement?

yes, we are currently renting and our landlord's insurance paid for ours to be fixed

Should i get rental insurance?

Rental insurance is a very wise insurance to have. This can cover loss and damage just like a regular home insurance even though you are only renting.

If you are renting your home and living with your boyfriend at his home why won't your insurance company cover your home?

It is possible that you have to be occupying the house to be covered by insurance. They see it as unprotected by the owner and anything could happen to it. I cant possibly be the first person to try and insure a property Im not occupying. Homeowners insurance covers your home, and a house you are renting to someone else is not your home. It can be insured, but you need a different policy.

Do you need home insurance if you are renting?

Not for the building fabric - that should be the landlords responsibility, but you would benefit from contents insurance (in case you are robbed etc.).

Will a home be covered by insurance if it is not owned by the occupant?

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Is homeowners insurance required if you are renting the property out?

Homeowners insurance is not the proper policy if you are renting a home to someone else. What you need is a tenant occupied dwelling fire policy with premises liability coverage added to the policy or extended from your homeowners policy from the home you do live in. This is why you need an insurance agent and not a 1-800 insurance company to advise you on your needs and sell you the proper policies.

Can your landlord charge you for half the cost of expenses such as the increase of home owner's insurance even if you're only renting a room in the home?

If it is in the contract.

What insurance should you buy when renting a car?

mostly you should be covered by the renting agency's insurance for the drivers of their cars. Please check

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