You probably can but the insurance will be trough the roof.
If your driver license and license plates were suspended for not having insurance under the Florida no fault law you must: Pay the reinstatement fee to the Florida Department of Highway Safety and Motor Vehicles. Obtain proof of financial responsibility (proof of insurance) and submit it to the department. Provide proof of identification (valid driver license). Provide proof of residency (utility bill or lease). Provide proof of vehicle registration.Once these steps are completed the suspension will be lifted and the driver license and license plates will be reinstated.
If the terms of the lease include the requirement that you must provide insurance on the vehicle, and I've never seen a lease agreement that doesn't, yes, they can hold you in violation of the lease and repossess the vehicle.
As long as you have another policy in place. When you signed your lease you garanteed that the vehicle would be insurred. Uninsuring the vehicle would be in violation of the lease.
If a leased vehicle is in an accident, the lessor has to notify the lease company, along with their insurance company. Sometime the lease company will have you go through your insurance for repairs, other times they send you to their repair shop (if they have one).
No. The insurance must be in the name of the owner or leasee of the vehicle. Be careful and do not lie on either the lease contract or the insurance application. Both of these are legal contracts.
Usually, the lease car is required to be insured ... and the lease is most likely dependent on continued auto insurance being in force. If the car was destroyed (totalled) and there is no insurance to cover the loss, the car is then gone, but NOT the lease payments ... You will still be required to pay the lease as agreed upon ... would have been far cheaper to have had insurance.
You cannot purchase insurance on a vehicle that you do not own. An insurance application along with a policy together make up a legally binding contract and within this contract it states that you must own the vehicle in order to insure the vehicle. In the lease you must have an insurable interest which includes a lease situation which would give you insurable interest and allow you to purchase insurance on the vehicle. If you do not own the vehicle or have an insurable interest in the vehicle then you cannot purchase insurance on the vehicle. If you and another person own a vehicle together whereby you both are listed on the title then this would also give you enough interest to by an insurance policy on the vehicle. In this case you would also need to list the other party on the policy as well in order to cover their interest also.
If you don't own your car, but are leasing or making payments, gap insurance protects your vehicle lease or loan. It will also pay your regular insurance deductible in the event of loss.
Certainly, if they are licensed drivers. You would still probably want to carry some insurance on it.
For the company vehicle? No. Unless they're one of these glorified sharecroppers known as lease operators.
Usually car leases can be acquired at a local car dealer (most will offer a limited contract). You can also lease from individual or personal companies. Be prepared to hand an advanced copy of your drivers license when attempting to lease a vehicle.
No, insurance is always the burdern of the car owner, not the dealership. When leasing or purchasing a car, the person acquiring the vehicle is legally responsible for acquiring car insurance.