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I believe you can, your premium my just be a little higher. that's what happened to me anyway. Hope this helps a bit.

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โˆ™ 2006-03-06 19:02:16
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Q: Can you get insurance when your homeowners policy was cancelled due to non-payment?
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What do you do if your auto insurance has been cancelled due to nonpayment with safeco?

Call the company, Offer to make your payment and request a re-instatement of your policy.


What happens when your homeowners insurance gets cancelled?

Most people just buy another insurance policy somewhere else. That is usually what happens.


Does a standard homeowners insurance policy cover the death of the insurer?

No, Homeowners Insurance does not provide the coverage of a life insurance policy.


Can homeowners insurance be cancelled because all sinkhole damages not repaired?

Yes, your homeowners insurance policy can be cancelled or non renewed if the insurer determines that your home or property has hazardous conditions. Especially if the homeowner has already collected on a claim and failed to make the necessary repairs.


Does a homeowners insurance policy have to have the name of the current owners on the policy?

Yes, of course. The current owners on the policy have to pay for the insurance policy, This is why this policy states that it is a homeowners policy.


Does homeowners insurance cover demolition?

Yes. That is covered on a homeowners policy.


Is construction insurance normally a part of the homeowners insurance policy or a separate policy?

Separate


Does homeowners cover a murder of a person on the policy?

Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.


Will homeowners insurance cover university student?

A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.


Are snowmobiles covered on your Homeowners insurance policy?

depending on you insurance company... I know my snowmobiles are covered on my homeowners


Does homeowners insurance cover sprinkler system?

Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.


Is your car covered by homeowners insurance on their property?

No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.


What does homeowners insurance cover?

The basic structure of a homeowners policy looks like this:


Does homeowners insurance continue after the owners death?

Homeowners insurance will continue after an owners death. The Homeowners insurance policy will typically be paid for by the executor of the estate and become his or her responsibility.


What does homeowners insurance pay for in case of damage to your house?

Your Homeowners insurance policy will pay for damages that result from the covered perils specified on your insurance policy subject to the policy limits and any deductibles listed therein.


Does homeowners insurance cover murder?

No. Homeowners insurance is "Property" coverage. Murder is a criminal offense and is not a covered peril under a home's property hazard insurance policy. Homeowners insurance does not provide liability coverage for criminal acts nor is it a replacement for a life or death insurance policy.


Does homeowners insurance cover a vehicle if it got hailed on while on the property?

No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.


Does homeowners insurance cover a homeowners fall?

You mean cover the owner who is listed on the policy? =No!


Does homeowners insurance cover theft if your policy lapsed?

No.


Is a homeowners insurance policy considered a contract?

Yes.


Can you reinstate your health insurance if it has been cancelled for nonpayment?

Yes. Most health insurance policies have a grace period for you to pay that is mandated to be at least ten days. After that your policy is cancelled and you have a reinstatement period. That is mandated at either 10 or 30 days. After this period your insurance is lost for good and cannot be reinstated. you must re apply as a new member.


Would money theft be covered under homeowners insurance policy?

No, Cash, bullion, stocks and bonds and other negotiable paper are excluded from a homeowners insurance policy.


Will AAA homeowners insurance policy cover overflow of water from sink?

No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.


Are rental homes protected under homeowners insurance policies?

No. In the united States, Homeowners Insurance polices are Null and Void at the moment your home is rented unless you have had the policy endorsed for rental property coverage. This is often referred to as "Landlords Insurance" and requires a different policy form known a "Dwelling Policy". Most Insurers will simply cancel the old Homeowners policy and issue a new "Dwelling Policy" form to cover you as this is the appropriate policy form. Your landlord's insurance policy, or "Dwelling Policy" will cover your rented home. It is certainly possible to have property and liability insurance on a rented property but not on a traditional homeowners Insurance policy form.


Can your homeowners insurance be cancelled due to old shingles?

The HO co has the right to cancel your policy or non-renew if you fail to take care of your home so yes. Replace your roof. A canceled policy makes it very difficult for you to get insurance in the future.