Credit and Debit Cards
Co-signing
Credit

Can you have a co-signer on a credit card?

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Answer

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Wiki User
01/09/2007

Yes, you can have a co-signer on most credit card accounts. But, assuming you are new to the credit world, you should take this opportunity to enter into this adventure alone. Two reasons: 1) If you have a co-signer, you are making them (in the eyes of the bank) responsible for your credit, payments and charges. This can adversely effect both of your credit scores. 2) If you are indeed new to credit cards, doing this on your own and being responsible with credit will set you up for success later in life - such as your first/next car purchase, large ticket consumer goods, an apartment or even a home! You may consider making someone else a linked cardholder instead, which can avoid these challenges and still give them a credit card attached to your account.