Anyone's (A+)
Whoever caused it. No way to answer otherwise without knowing the details of the accident.
If you're dead.... Why does it matter?
If you're driving without a licence, and get into an accident, you will at least share the fault. Since you're not supposed to be there without a licence in the first place.It's generally assumed the accident would not have occurred if you hadn't been there.Added: You will most certainly be cited for whatever your contribution to the accident (if any) may have been (including operating without a license) - however, if the other driver was clearly at fault they are the one who will be cited as the causative factor.
The person who causes the accident is at fault
It is hard to say without all the details from the accident, but usually it is pretty clear who was at fault in the accident based on the facts and details. These can most easily be obtained from a police report, if there was an officer at the scene of the wreck. If the other driver is not primarily at fault, it will be difficult to file a claim.
GAP coverage applies regardless of fault.
The conflict of interest is at a no fault. The sentence should read "We had no fault for the car accident".
Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.
a judge in an American court makes the decision as to who is at fault for an auto accident. some states have "no fault" meaning in an accident all parties involved are given a percentage of the accident's fault
No way of answering without knowing details of the incident.
It is really based on whether the accident was at fault or not at fault. If it was not at fault, it usually will not increase.