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All would have to be included. You do not go Bankrupt on certain things. YOU go bankrupt. Everything you own and everything you owe must be included, or the case will be dropped and you could face fraud or contempt charges. For BK you do not pick and chose what is included. All are given priorites and some assets are exempt fom being used and some obligations exempt from being discharged. Secured debts get first call from the money from the sale of the asset securing them. Generally a reasonable car and things like work tools, personal household goods, etc, are classified as exempt and things like taxes given a high priority. ALL your assets and all your debts are included. Your assets are used to pay your debts, the extra that can't be paid may be discharged. You do not get to eliminate debts and keep those things of value you want to. That would clearly be unfair as theose you didn't pay would essentially be paying for those things (perhaps of value)you want.

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Q: Can you pick what bill you file bankrupty on?
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