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∙ 12y ago
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Am I considered an uninsured motorist If I am driving my son's car which is fully insured and driving with permission but I do not have insurance and at fault in an accident?
No. The car is insured and your son's policy will provide coverage up to its policy limits.
do i have to have my 18 year old son on my ins. if he has his own car?
No, you don't have to put your son on your insurance, but he will have to get insurance of his own.
Do i need to buy auto insurance if my son IS IN COLLEGE AND HAS NO CAR?
well do you have a car do you have insurance. your son my not need it. but if you have a car you have to have it, even though its against your contsatutonal rights but are government is horrabily evil
If you let your son drive a car that is titled in your name and the car is uninsured and your son is in an accident how do you handle that?
Well if your son has insurance elsewhere, the other party can pursue that insurance company (even though they don't insure your car). If he does not have insurance either, the other party can pursue you and him for damages.
If i Am financing a car but son drives it can he get insurance for the car under his name?
yes
Why do you have to put your 22 year old son on your car insurance when he doesn't drive your car and has his own car and insurance?
You don't. WHo said you needed to?
If your son borrows your car is he covered with your insurance?
the ensurance covers the car, not the person, so if you have your insurance in your car, then you can proove that the car is ensure and what ever ensurance you have, it goes from there
Your son almost 20 bought his first car Does he have to get his own car insurance which is expensive or can the parent get car insurance for him and just add him as a driver?
That really depends on the situation. Most car insurance companies allow parents to pay for their son's car insurance IF he is living together with his parents AND that the car is garaged with them. If his son is living independently with his own car and has his own home where he can garage his car, then he will be paying his own car insurance. Any wrecks resulting in claims or ticket points will be held against the parent's premium if he is merely included on their policy.
Can your son drive your car if it is only registered and insured in your name in Arizona?
Yes. Insurance follows the car not the operator. If your son has insurance, you and your vehicles' insurance would be primary (if he were operating your vehicle), and his would be excess if your coverage is exhausted.
If you have an accident while driving another person's car will your insurance or the owner's pay the claim?
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
If your son is a learner driver with you in the car does he still need insurance?
So long as your son has your permission to drive your car, he is covered under your insurance policy. (As long as he has a valid driver's permit or license)
If you have no car insurance can you drive a car?
If you have a valid drivers license and permission to drive the car, then yes, you can drive the car as long as the owner of the car has insurance on it. Unless the person is part of the household and has been deemed a non-covered driver by the car owner's insurance company. Let's say father has insurance on car. Son live's in house, however has been revoked or has a horrible driving record. Son has permission by father to go to store. Gets in a wreck, doing injury and insurance company had son named as not a covered driver. No coverage then.
