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Everything you own, and everything you owe MUST be included in your Bk filing.

To the degree you owe a furniture rental company rent, they must be listed. (And as someone renting property to you they have an even stronger position to take possession of it than if it was financed and had only a secured interest in it. the title/ownership of the property is and remains with them. Easier).

However, as a bill you owe, and you have properly listed as an obliagtion the court should try and satisfy, the filing of the BK stops the creditors (in this case the furniture rental company) right to contact you and try and collect the debt. They must make all of those communication to the court, i proper process and form. They cannot bother you - and if they do so - advise your attorney who would likely send them a letter advising of the law and as a courtesy ask them to stop, which if they don't do, he would then ask the court to enforce.

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9y ago
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13y ago

The rental items are usually treated outside the plan, as they are not actually financed, and you can terminate the lease by surrendering the items, with no further liability.

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10y ago

No because it is secured by the furniture.

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Q: Can you put furniture rental companies on your chapter 7?
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