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Credit and Debit Cards

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The law is derived from three main sources what are they

If there is an erroneous payment then

These funds last 5 years have limited use and cannot pay for new obligations

How do you know which transactions are awaiting your approval

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Q: Can you put your insurance company on your credit report?
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Does getting an automobile insurance quote alter my credit score?

If the insurance company runs a credit report, this will put a mark on your insurance showing that it was viewed. Receiving too many quotes or having too many inquiries on your credit can be a bad thing.


How yo report car insurance fraud anonyomous?

If you know the insurance company you can report it directly to them. If not, contact the state company who handles insurance such as the Georgia Department of Insurance. They will be able to help you or to put you into contact with the proper personnel.


How can you make the credit card company reopen an account and remove 'closed by credit grantor' from your credit report?

You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.


What can happen if i don't pay my credit card bills?

If you don't pay your credit card bill, the company may put the nonpayment on your credit report. Also, the credit company may sue you in court.


Can a gas company put a lien on home for unpaid bill?

I never heard of that, I know for sure that they can and will put it on your credit report.


Can you put your husband's credit report information on your credit report?

no that would be credit fraud and you would go to prison


Can a collection agency for a parking ticket be put on your credit report?

It wount be a collection aggency. But the city can put a judgment on your credit report that will effect your credit score.


Who can put a freeze on your credit report?

Only you.


How do you get creditor to correct wrong information on your credit report?

This hapenned to me in the past. I was registered with experian, I had no defaults on my credit report, however a loan company told me that I had a default on my credit report I then told them that I had checked my experian credit report and it was clean but they told me it was equifax where the bad report was logged on. I checked it and it was for a credit card I had never even heard of. Equifax investigated it and found out in a couple of days that I had nothing to do with it. This was in 2007 about when it was removed. its now 2011 I also found out recently that you can actually sue companies that put false information on your credit report.


Will it hurt if you voluntarily return my car?

Yes, it can still hurt your credit if you voluntarily return a car. The car company will still put the debt you owe on your credit report if they choose too.


If someone owes you money can you put a notice on their credit report of upcoming lawsuit even before judgment occurs?

If someone owes you money, you can not put a notice on their credit report of an upcoming lawsuit. A judgment must be entered in court, before it can be reported to a credit report.


How do you take off negatives that are not yours from your credit report?

Contact the 3 credit egencys and let them know there is fraud, all so put a fraud alert on your credit report.


How can you get an unpaid bill put on someones credit report?

Take them to court.


Does an account put with a collection agency always show up on your credit report?

This depends only if the creditor originally reported your account to your credit report.


What do you have to write in order for the credit breau to put positive credit on your report?

you don't write anything, it is your creditors who report the information weather it be positive or negative.


Does your dead husband's 500 credit card debt get passed to you if he has no assets but you received life insurance proceeds?

Not if you are smart about it. You do not have to pay his debts through his insurance policy. Inheritance may be another thing. The credit company could put a lien on the estate. The insurance policy is NOT the estate. Y-THINK-Y


Can you put a freeze on your credit report?

im sorry i dont think so


How are accidents put on your drivers license?

When they are submitted to the state by a municipality or insurance company they are sent to you driver's history. If you have an accident that is not reported to police, and is handled out of pocket, it will not reach your insurance company or your driving record. Most insure companies require you to report all accidents.


Can you use a copy of a credit report from just one CRA to correct information in all three CRAs?

Simply put, no, you can not. They will require you to have a copy of their own credit report. The exception is if you have a tri-merged credit report (all three bureaus on one credit report). This is acceptable to dispute to all three bureaus with.


How do you report to a credit reporting agency?

Consumers don't report their own credit history to credit reporting agencies - Lenders do. However, you can file a consumer alert with each of the agencies that will put your statement on file.


Can a company be put on auto insurance as an additional and will this satisfy personal insurance when driving the vehicle on company time?

No, the company cannot drive! If the company wants you to use your personal car for company business, they should provide insurance for that use.


If you got rear ended at a stoplight the lady was not cited but police came gave you a report and insurance info do you call your insurance her insurance or wait for the check will your ins go up help?

Report it to your insurance. They will contact the other driver's insurance company. Unless you live in a "No fault" state, in which case your insurance will pay for repairs, less deductable. you would call her insurance, if you do this your insurance will not go up. her insurance is liable for the damage to your vehicle and will pay to fix it. If you put the claim on your insurance then your insurance will go up and they will have to pay to fix your vehicle.


You bailed someone out of jail and now they are coming after you for the bond If they were to put it on your credit report how long will that damage your credit?

7 Years. Sorry. :(


How long after you file bankruptcy can you put claims to remove from your credit?

It stays on your credit report for ten long years and they won't remove it.


Why do restauraunts put a 20 percent hold on your credit card?

They say it is the credit card company that does it and they put it back it 2 business days.