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Can you refinance under HARP with a different co signer?

Updated: 8/18/2019
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12y ago

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If you qualify for all the factors in a harp loan but work commission can you have a cosigner on the loan?

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Q: Can you refinance under HARP with a different co signer?
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Who is responsible for HARP?

The United States congress is responsible for passing the HARP Act. The HARP act stands for Home Affordable Refinance Program and it is administered by the federal government.


Who is responsible for HARP act?

The United States congress is responsible for passing the HARP Act. The HARP act stands for Home Affordable Refinance Program and it is administered by the federal government.


How can you refinance your loans in California?

One can refinance their loans in California in a variety of ways. One can research the topic on sites such as Quicken Loans, Zillow, California Harp Refinance, and Bank Rate.


Where can one get help with their mortgage payment?

You might be able to refinance your home. This means lower mortgage payments every month. There are some programs like Home Affordable Refinance Program (HARP) that can help you refinance if you can't due to a low value of your home.


What is a harp loan?

HARP is an acronym for "Home Affordable Refinance Program". The HARP refinance program was originally a program that was designed for homeowners with loans serviced by Fannie Mae and Freddie Mac, that would allow them to refinance with no mortgage insurance, and with loans that were "underwater", or, loans that had a higher balance than the value of the home. The first "HARP" fell short in a couple areas, because income still was heavily scrutinized, and there was a 125% cap on the loan to value. In other words, you couldn't owe more than 125% of what the value of the home was.Currently, there is another option in the works that is called HARP 2.0.The HARP 2 program is an amendment to the first HARP program that will allow borrowers to refinance to lower interest rates with heavily reduced income documentation, and zero limits for value, therefore appraisals might not be needed.In a nutshell, if you are a homeowner with a Fannie Mae or Freddie Mac owned home, and you have no mortgage lates in the last 6 months (no more than 1 late in the past 12 months) you can refinance down to the 4% range on a 30 year fixed, using potentially no appraisal, and reduced to no income documentation.


How does a harp player produce a sound from the harp?

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What is the Harp seal diet?

the harp seals diet is a variety of different fish.


How many a's are there on a harp?

Different types of harps have different numbers of strings. A standard concert pedal harp has 46 or 47 strings, whereas a lever harp has fewer strings.


What are the changes to the HARP home loan refinancing program?

As far as I know there are not a lot of big changes, but there are a few, such as you will be required to prove you are able to refinance you're home.


Where can one refinance with poor credit?

Avenues to explore for refinancing with bad credit include the Home Affordable Refinance Program (HARP) and the Home Affordable Modification Program (HAMP). Mortgages have been known to be brought down to 2.4% in some cases through these programs.


What distinguishes a Jew's Harp from an ordinary harp?

A Jew's Harp is a small piece of metal that fits in your mouth to make many different sounds and noises, where as a normal harp can be a very large string instrument.


How are the sounds produced by different strings of a harp alike and different?

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