I'm 20 years old, worked for 3 years now, in this job for 7 months, got into an auto loan 4 months ago with a cosinger, secured credit card for 5-6 months, phone bill under my name, will be 21 in 3 months, make 3-4k a month, trying to rent an appantment for $950-1000 month, will the landlord say yes or no?
Apply at department stores for credit or small rent to own items to establish credit
The need for the co-signer will depend on the management. However, it would be best, given the bad credit history of the one person, to make sure that the one with good credit can solely support the rent payment. That is because bad credit history reflects a poor payment history.
You can rent an apartment with bad rental history by going to your town or county and asking for a list of apartments and houses that rent to low income people. These people typically don't have good rental history but the managers and owners will work with them. You can also apply anyway and may have to put down a larger deposit than someone with good rental credit and credit history.
Credit cards aid to build credit history in the same manner that any debt, whether it is from purchasing a car or by just paying rent. Be responsible with credit cards. You should not overspend.
Many commercial landlords accept a credit card for rent payment. You need to ask yours.
Apply at department stores for credit or small rent to own items to establish credit
Yes, you can rent if you have no credit history. However, securing rental accommodation could be difficult and the rental rate could be higher than normal.
Usually, it depends on the landlord though. That's how most people with bad credit get an apartment.
The need for the co-signer will depend on the management. However, it would be best, given the bad credit history of the one person, to make sure that the one with good credit can solely support the rent payment. That is because bad credit history reflects a poor payment history.
A rent credit check is a form used by landlords and/or property managers that is given to a tenant to sign for permission to run the credit history. This is an authorization given to the landlord from the potiential tenant.t
if a apartment complex does not take your social security number nor checks your credit, and they give you an apartment for rent,when you decide to leave that complex, will you have any credit history on your credit?
bad credit, no credit card, age, no license, history of accidents
You can rent an apartment with bad rental history by going to your town or county and asking for a list of apartments and houses that rent to low income people. These people typically don't have good rental history but the managers and owners will work with them. You can also apply anyway and may have to put down a larger deposit than someone with good rental credit and credit history.
If you are paying rent it is a debit. If you are a landlord receiving rent its a credit.
Your landlord may not be too bothered about your credit history as there has been a rapid rise in bad credit since the early 80's since then the credit scoring has dropped to a 43% level making it very easy to rent a flat/house
Credit cards aid to build credit history in the same manner that any debt, whether it is from purchasing a car or by just paying rent. Be responsible with credit cards. You should not overspend.
Yes, an apartment complex can refuse to rent an apartment to you if you have bad credit. A bankruptcy alone will not stop you from being approved or disapproved from an apartment, they will consider your overall credit score and credit history.