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While participating in a chapter 13 all major financial transaction by the debtor(s) must be approved by the bankrupcy trustee. A house could not be sold, refinanced, have the titled amended or transferred and so forth, without the trustee's sanction.

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18y ago
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14y ago

Of course you can try to rent. Bankruptcy shows up on your credit report, which will be your biggest obstacle to being able to rent because landlords may be concerned about your ability to pay. Private landlords have the right to turn your application away based on finances but the mere fact that you are in bankruptcy may not necessarily be a complete bar from renting, this depends more on where and who you are trying to rent from.

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15y ago

Unless specifically stated in the chapter 13 agreement, you can rent your home.

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Q: Can you rent while under a chapter 13?
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Related questions

If you don't have rental history can you rent an apartment while in Chapter 13?

It will be difficult, but not impossible.


Can a landlord evict a business tenant while there in chapter 13 bankruptcy?

A business cannot file a chapter 13. But a person can be evicted if he does not pay rent.


If I file chapter 13 I am I still obligated to pay my landlord rent?

Sure! Rent is not a bankruptcy issue.


Can you move to another state while in Chapter 13?

Debtors under Chapter 13 Bankruptcy can move to another state. However, they must be available for court proceedings and other legal meetings.


Can your Chapter 11 be dismissed due to plan payments?

Chapter 11 is a corporate business bankruptcy where a reorganization plan is made while operating under protection. It is not a Chapter 13 with a specific payment plan.


IF you have two car payments in chapter 13 Do you have to give up one car?

No. Chapter 13 offers individuals a number of advantages over liquidation under chapter 7. Perhaps most significantly, chapter 13 offers individuals an opportunity to save their homes from foreclosure. By filing under this chapter, individuals can stop foreclosure proceedings and may cure delinquent mortgage payments over time. Nevertheless, they must still make all mortgage payments that come due during the chapter 13 plan on time. Another advantage of chapter 13 is that it allows individuals to reschedule secured debts like cars (other than a mortgage for their primary residence) and extend them over the life of the chapter 13 plan. Doing this may lower the payments. Chapter 13 also has a special provision that protects third parties who are liable with the debtor on "consumer debts." This provision may protect co-signers. Finally, chapter 13 acts like a consolidation loan under which the individual makes the plan payments to a chapter 13 trustee who then distributes payments to creditors. Individuals will have no direct contact with creditors while under chapter 13 protection.


Is your monthly car payment reduced in Chapter 13?

Maybe..but then it goes on for longer. Chapter 13 offers individuals a number of advantages over liquidation under chapter 7. Perhaps most significantly, chapter 13 offers individuals an opportunity to save their homes from foreclosure. By filing under this chapter, individuals can stop foreclosure proceedings and may cure delinquent mortgage payments over time. Nevertheless, they must still make all mortgage payments that come due during the chapter 13 plan on time. Another advantage of chapter 13 is that it allows individuals to reschedule secured debts like cars (other than a mortgage for their primary residence) and extend them over the life of the chapter 13 plan. Doing this may lower the payments. Chapter 13 also has a special provision that protects third parties who are liable with the debtor on "consumer debts." This provision may protect co-signers. Finally, chapter 13 acts like a consolidation loan under which the individual makes the plan payments to a chapter 13 trustee who then distributes payments to creditors. Individuals will have no direct contact with creditors while under chapter 13 protection.


Can you be sued for injury after accident while on chapter 13?

Yes.


Can you file chapter 7 before chapter 13 is discharged?

No, you can't have two separate bankruptcies at once. If you are under a chapter 13, and are no longer able to make your plan payments, then you can convert your case from a 13 to a 7.


How do you pay for your Car on chapter 13 Does the monthly payment stay the same?

Sometimes. You have to pay your debts, you are just given time to do so where they cannot seize the asset. The payments themselves may be budgeted differently. Chapter 13 offers individuals a number of advantages over liquidation under chapter 7. Perhaps most significantly, chapter 13 offers individuals an opportunity to save their homes from foreclosure. By filing under this chapter, individuals can stop foreclosure proceedings and may cure delinquent mortgage payments over time. Nevertheless, they must still make all mortgage payments that come due during the chapter 13 plan on time. Another advantage of chapter 13 is that it allows individuals to reschedule secured debts like cars (other than a mortgage for their primary residence) and extend them over the life of the chapter 13 plan. Doing this may lower the payments. Chapter 13 also has a special provision that protects third parties who are liable with the debtor on "consumer debts." This provision may protect co-signers. Finally, chapter 13 acts like a consolidation loan under which the individual makes the plan payments to a chapter 13 trustee who then distributes payments to creditors. Individuals will have no direct contact with creditors while under chapter 13 protection.


Can a car be repo'd while being paid for through Chapter 13?

No.


Can you get a home loan while in a chapter thirteen?

Yes, but the Chapter 13 debt will have to be paid off as a condition of the loan.