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Good for you that you are concerned about taking care of this debt.

This is a debt spiral that many inexperienced borrowers can fall into. If possible, see if a family member can bail you out and then you pay them...or get a loan from a more reputable source. I have attached the contact numbers for the company, so you can call them and ask about the possibility of returning the item and the total payout that would remain.

Alternatively, you should obtain a second job (ouch!), cut expenses (ride the bus to save gas, eat simply and so on to try to get on the right side of this debt.

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Q: Can you send back a bowflex that you've been paying for over 1.5 yrs and I'm 300.00 over the original credit limit help please?
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